Management Liability Insurance - protecting you & your business from any unwelcome surprises.
Management Liability (ML) Insurance covers directors and officers against the exposures & risks that come with managing a business.
Coronavirus & Australian workplace laws
Continuity of business is a significant issue for employers and their employees during this unprecedented and difficult time. FairWork Australia have developed the below coronavirus information to help employees and employers understand how coronavirus impacts Australian workplace laws.
Protecting Yourself Against Silica Dust
Key take-aways 1. Silica is a natural mineral found in some stone, rock, sand, brick, tiles, concrete, gravel and clay. Exposure is caused by breaking, crushing or milling this type of material. 2. Silicosis occurs when crystalline silica dust scars the lungs. It's a serious and incurable disease, with symptoms including shortness of breath, coughing, fatigue […]
Guidance on protecting your business during a temporary closure
Temporary ClosureDue to the coronavirus restrictions, many businesses are having to temporarily close and allow staff to help sustain operations via home working. We wanted to give you some general advice about how to protect your premises during any temporary closures. This guidance is from a risk management perspective. Please give us a call should […]
How small businesses can benefit from working with an insurance broker
Key takeaways: Brokers are independent of all insurance companies, who act in your best interest and offer impartial and unbiased advice. Use a broker for their industry/sector expertise, identifying day-to-day business risks, and for tailoring an insurance package that meets your needs. Opting for a cheaper 'off the shelf' insurance policy is often not the […]
Coronavirus' impact on business & travel insurance
With the number of confirmed cases of those infected with the coronavirus (COVID-19) growing every day, it has become somewhat of a nightmare for many countries and their economies. The COVID-19 virus has already had a significant negative impact on the global economy, including the Australian economy. Recent import/export restrictions and sweeping travel bans have […]
The Importance of a Tailored Product Recall Policy for the Food & Beverage Industry
A product recall as a result of contamination, design faults, mislabelling or malicious tampering is one of the most risk-laden situations a company can face, yet it seems many Australian businesses don’t fully understand the potential impact a recall could have on their balance sheet or their stakeholders.Contaminated food products are usually destroyed rather than […]
Protect Yourself. Don't Abbreviate 2020.
As we roll into a new year and a new decade, the 'twenty-twenties' has provided scammers with a unique opportunity to forge documents and potentially defraud you. Even though it’s common practice to shorten the year when writing down a date, doing the same abbreviation in 2020 could leave you open to all sorts of […]
Australia is seeing bushfires in more areas than ever before, and with the remaining summer outlook for most of the country expected to see below average rainfall, drier-than-average conditions and an increased risk of early heatwaves and fires, it's crucial that you and your home (or business) are bushfire-ready. Getting to know your weather and […]