Midland Insurance Brokers – Feature Article.

Midland Insurance Brokers has functioned as a
family-owned and operated business for more than 30 years, priding themselves on
providing professional, personal and authentic insurance advice and service to Australian
small and medium-sized enterprises (SMEs).

Midland commenced in 1986 as Cilmi Insurance Brokers, with aspirations for the company to be seen by their clients as an honest, reliable […]

By |June 3rd, 2020|Uncategorized|0 Comments

Avoiding viruses, phishing, keylogging & ransomware attacks while working from home.

With many individuals having moved to remote working due to the coronavirus, it has unfortunately given opportunistic hackers and scammers greater opportunity to use the pandemic as a subject-matter for malware attacks.

Malware (short for “malicious software”), is the general term covering all the different types of threats to your computer safety such as viruses, spyware, […]

By |May 17th, 2020|Uncategorized|0 Comments

Parametric Insurance

WHAT IS IT, HOW IT WORKS AND WHEN TO USE IT

Key takeaways

Parametric insurance is based on a ‘triggered’ event rather than a claim for actual harm or loss. It’s an insurance alternative that’s good for the customer and it looks like it’s here to stay. It basically covers the probability of a predefined event happening […]

By |April 22nd, 2020|Uncategorized|0 Comments

Management Liability Insurance – protecting you & your business from any unwelcome surprises.

Key takeaways:

Management Liability (ML) Insurance covers directors and officers against the exposures & risks that come with managing a business.An ML policy protects you and your business against things like: OH&S dramas, harassment, defamation, fines, fraud, theft and data breaches.ML claims have increase 300% over the last 5 years, with the average penalty awarded against […]

By |April 11th, 2020|Uncategorized|0 Comments

Coronavirus & Australian workplace laws

Continuity of business is a significant issue for employers
and their employees during this unprecedented and difficult time. FairWork Australia
have developed the below coronavirus information to help employees and
employers understand how coronavirus impacts Australian workplace laws.

Find out about your workplace entitlements and obligations
if you’re affected by the outbreak of covid-19, including information about
stand-downs from work, working […]

By |April 4th, 2020|Uncategorized|0 Comments

Protecting Yourself Against Silica Dust

Key take-aways

1. Silica is a natural mineral found in some stone, rock, sand, brick, tiles, concrete, gravel and clay. Exposure is caused by breaking, crushing or milling this type of material.

2. Silicosis occurs when crystalline silica dust scars the lungs. It’s a serious and incurable disease, with symptoms including shortness of breath, coughing, fatigue and weight […]

By |April 1st, 2020|Uncategorized|0 Comments

Guidance on protecting your business during a temporary closure

Temporary ClosureDue to the coronavirus restrictions, many businesses are having to temporarily close and allow staff to help sustain operations via home working. We wanted to give you some general advice about how to protect your premises during any temporary closures. This guidance is from a risk management perspective. Please give us a call should […]

By |March 31st, 2020|Uncategorized|0 Comments

How small businesses can benefit from working with an insurance broker

Key takeaways:

Brokers are independent of all insurance companies, who act in your best interest and offer impartial and unbiased advice.Use a broker for their industry/sector expertise, identifying day-to-day business risks, and for tailoring an insurance package that meets your needs. Opting for a cheaper ‘off the shelf’ insurance policy is often not the best […]

By |March 11th, 2020|Uncategorized|0 Comments

Coronavirus’ impact on business & travel insurance

With the number of confirmed cases of those infected with the coronavirus (COVID-19) growing every day, it has become somewhat of a nightmare for many countries and their economies.

The COVID-19 virus has already had a significant negative impact on the global economy, including the Australian economy. Recent import/export restrictions and sweeping travel bans have caused […]

By |March 7th, 2020|Uncategorized|0 Comments

The Importance of a Tailored Product Recall Policy for the Food & Beverage Industry

A product recall as a result of contamination, design faults, mislabelling or malicious tampering is one of the most risk-laden situations a company can face, yet it seems many Australian businesses don’t fully understand the potential impact a recall could have on their balance sheet or their stakeholders.Contaminated food products are usually destroyed rather than […]

By |January 22nd, 2020|Uncategorized|0 Comments