Restaurant & Cafe Insurance

Midland offers a wide variety of services, from personal and risk insurance, through to property and business and even travel insurances. Whatever you need to secure, Midland has the product for you. Simply click on anyone of the listings to the right to be taken to the appropriate page. Or you can contact us for a no obligation quote or excellent advice on whatever it is you require.

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Restaurant & Cafe Insurance

Midland has extensive experience in insuring restaurants and cafes of all sizes. We have also worked with some of Australia’s largest and most formidable restaurants, many of which have obtained prestigious Chefs Hats.

We can discuss a variety of insurance options with you and then tailor your cover with the below considerations in mind to ensure your business is properly protected.

Important COVID-19 information update

As we see government restrictions ease and businesses re-open, the success of your business depends on properly functioning machinery and equipment more than ever. The below set of Loss Bulletins highlight real losses incurred in clubs and hotels as they restarted their businesses. We have also included information about the potential hazards related to temporary closure of premises and recommendations to manage the associated risks.

Loss Bulletin - Bowls club

Loss Bulletin - Hotel kitchen re-opening

Loss Bulletin - Hotel pokies

Loss Bulletin - RSL Club re-opening

Loss Bulletin - Surf club

Insight article - Restarting idle machinery

Insight article - Shutting down machinery

5 IMPORTANT THINGS TO CONSIDER WHEN INSURING YOUR RESTAURANT

Business interruption insurance - keeping your business afloat if it gets damaged and needs to be closed down temporarily.

2. Reinstatement value - ensuring that your sums insured is accurate in case you ever need to rebuild your business in the event of a catastrophe.

3. Management liability insurance - ensuring you're protected against any liability claims.

4. Deterioration of stock - ensuring you're covered should your business suffer a power failure or a breakdown of machinery that leads to loss of food stock.

5. Risk management - ensuring the correct fire protection devices are installed and easily accessible; and to highlight the importance of regular preventative maintenance on things like exhaust / extraction systems.

There are a few ways you can get in touch with us. Either hit the 'Request a Quote' button below, email us at restaurant@midlandinsurance.com.au, or give us a call on 1300 136 055 (NSW & QLD) or 1300 306 571 (all other states).

Midland Insurance Brokers are proud members of the Restaurant & Catering Industry Association of Australia.