Protect yourself from water damage

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Water damage claims are one of the most common types of insurance claims.

Often this is due to burst pipes or worn out hoses and membranes, especially when no one is home to turn off the water supply.

Damage from water often requires our clients to vacate the premises while repairs are being conducted, causing significant disruption.

We understand the frustration that comes with water damage and we want to help you avoid similar incidents in the future.

What can you do?

  • A tiled shower recess that is over 25 years old the membrane may need to be reapplied.
  • If you have a tiled roof, a professional should inspect your roof and replace any cracked tiles or re-align slipped tiles on a regular basis.
  • Never flush wipes, sanitary products or other foreign objects down the toilet.
  • Check faucets and appliances hoses regularly for cracks and leaks.
  • Turn off appliances such as fridges and washing machines if you are going to be away for a while.
  • Check your gutters for blockages
  • Get in early. Water damage insurance claims will exacerbate if left unattended. The sooner the damage is fixed the lower the claim expense will be.

 

Prevent water leakage:

There are two options to water leak detection that can significantly reduce the escape of water; water sensors and a water shut-off device.

Water sensors are designed to sense water and send an alert, and are ideally suited to high risk appliances such as plumbed fridges, dishwashers and washing machines. They can send an alert to your phone so that you can take appropriate action.

Water shut-off devices constantly monitor the flow of water and operate on time based parameters, shutting off the water at the mains once water flow reaches the pre-set time. These systems are fully programmable and have home and away modes to maximise protection when the building is unattended.

The Benefits:

insurance brokers for water damage protection

  • Minimises water damage to property and contents caused by water leaks and faulty plumbing/appliances
  • Avoids the trauma and inconvenience of a major water damage loss
  • Provides peace of mind while your primary home or holiday home is unattended
  • Prevents excess water bills caused by previously unknown leaks
  • Eliminates water wastage and raises water consumption awareness

Protect yourself from water damage

Protect yourself from water damage 

Water damage claims are one of the most common types of insurance claims.

Often this is due to burst pipes or worn out hoses and membranes, especially when no one is home to turn off the water supply.

Damage from water often requires our clients to vacate the premises while repairs are being conducted, causing significant disruption.

We understand the frustration that comes with water damage and we want to help you avoid similar incidents in the future.

What can you do?

  • A tiled shower recess that is over 25 years old the membrane may need to be reapplied.
  • If you have a tiled roof, a professional should inspect your roof and replace any cracked tiles or re-align slipped tiles on a regular basis.
  • Never flush wipes, sanitary products or other foreign objects down the toilet.
  • Check faucets and appliances hoses regularly for cracks and leaks.
  • Turn off appliances such as fridges and washing machines if you are going to be away for a while.
  • Check your gutters for blockages
  • Get in early. Water damage insurance claims will exacerbate if left unattended. The sooner the damage is fixed the lower the claim expense will be.

 

Prevent water leakage:

There are two options to water leak detection that can significantly reduce the escape of water; water sensors and a water shut-off device.

Water sensors are designed to sense water and send an alert, and are ideally suited to high risk appliances such as plumbed fridges, dishwashers and washing machines. They can send an alert to your phone so that you can take appropriate action.

Water shut-off devices constantly monitor the flow of water and operate on time based parameters, shutting off the water at the mains once water flow reaches the pre-set time. These systems are fully programmable and have home and away modes to maximise protection when the building is unattended.

The Benefits:

insurance brokers for water damage protection

  • Minimises water damage to property and contents caused by water leaks and faulty plumbing/appliances
  • Avoids the trauma and inconvenience of a major water damage loss
  • Provides peace of mind while your primary home or holiday home is unattended
  • Prevents excess water bills caused by previously unknown leaks
  • Eliminates water wastage and raises water consumption awareness
Request A Quote
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Beau Runnalls

Beau Runnalls

Senior Insurance Broker

Beau is a senior insurance broker at Midland with seven years of industry experience supporting businesses across Australia. He works across a broad range of sectors, with particular expertise in earthmoving, heavy equipment, trades, and the winery industry.

Known for his attention to detail and measured approach, Beau focuses on delivering insurance solutions that are clear, practical, and free from unnecessary complexity. He remains actively engaged in professional development, ensuring his advice reflects current industry standards and best practice.

Beau places strong value on collaboration and long-term client relationships. Outside of work, he enjoys golf and football, reflecting his team-oriented mindset and active approach both professionally and personally.

Alex Petkovic

Alex Petkovic

Senior Insurance Broker  |  Development & Service

With 27 years of experience in the insurance industry, Alex is a senior broker at Midland, recognised for his depth of knowledge, attention to detail, and straightforward approach. While he works across a broad range of businesses, he has a particular focus on clients in the construction and building sectors.

Committed to keeping insurance clear and practical, Alex places a strong emphasis on honesty and client-first advice. He remains actively engaged with industry developments through ongoing professional development and research, and is also a natural mentor, regularly supporting and guiding emerging brokers within the team.

Joshua-Kerr

Joshua Kerr

National Sales Manager

Joshua is Midland’s National Sales Manager, with more than two decades of experience in the insurance industry. His expertise spans a wide range of insurance solutions, with particular depth in the winery and brewery sectors.

Taking a considered, people-focused approach, Joshua works closely with clients to understand how their businesses operate and the risks they face, allowing him to deliver insurance solutions that are both practical and relevant. He is known for his ability to make complex insurance concepts clear and approachable.

Outside of work, Joshua has a strong connection to community, having spent several years coaching junior basketball and serving as Vice President of a children’s basketball club. Staying closely attuned to industry developments, he is committed to helping clients make informed insurance decisions that support their long-term success.

Justin-Lane

Justin Lane

Director

Justin is a Director at Midland and has been part of the business since 2003. With more than two decades of experience, he works closely with small businesses across Australia, helping them secure insurance solutions that genuinely reflect the way they operate.

Known for his practical, solution-focused approach, Justin places strong emphasis on clarity, reliability, and long-term client relationships. His depth of industry knowledge and consistent, hands-on service have seen him become a trusted adviser to many business owners over time.

Damien Lane

Director

Since 2001, Damien has been central to Midland’s evolution, bringing more than two decades of industry experience and a strong commitment to client-focused service. His expertise spans a wide range of sectors, with recognised depth in the brewery and distillery space.

Working with independent brewers across Australia, Damien helps clients navigate complex operational risks with practical, grounded advice. He is known for his industry knowledge, clear communication, and ability to build enduring client relationships.

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