Personal Cyber Insurance : Protecting Your Digital World.

With many Australians spending more time working from home than ever before, technology and staying ‘connected’ has become much more prominent, leaving our homes and families considerably more exposed to inherent cyber risks that most of us haven’t faced before.

The number of internet-connected devices per Australian household is also growing rapidly. In 2021, there was an average of 20.5 devices per household. By 2025, that number is forecast to reach 33.8, representing a 165% growth rate.

In an age where technology permeates every aspect of our lives, the need for Personal Cyber Insurance in Australia has never been more critical.

Our Partnership With Emergence Insurance

To help combat the ongoing threat of cyber attacks to personal devices, Midland has partnered with award-winning cyber underwriter, Emergence Insurance, to offer a stand-alone Personal Cyber Insurance policy.

You can now conveniently get a quote and/or purchase the policy online by clicking the button below.

Midland and emergence personal cyber insurance partnership

Coverage Included in Our Personal Cyber Insurance Policy

The Midland/Emergence Personal Cyber Insurance policy is about more than the bits and bytes in your laptop, tablets and smart devices. It covers you, your family, your identity, your reputation, your money and your time (wage replacement) when a cyber event occurs. The Midland/Emergence Personal Cyber Insurance Protection policy includes cover for:

Cyber Events:

  • Malware
  • Viruses
  • Cyber espionage
  • Denial of service attacks
  • Cyber theft
  • Identity theft, and more

Cyber Event Response Costs:

  • Credit and identity monitoring
  • Cyber extortion (ransomware)
  • Data restoration costs
  • Data securing costs
  • Legal costs

Social Media Attacks:

  • Cyberbullying
  • Cyberstalking
  • Cyber harrassment

Who Can Benefit the Most From a Personal Cyber Insurance Policy?

Personal Cyber Insurance is indispensable for anyone who values their digital privacy and financial security. However, it can be especially advantageous for:


Protect your loved ones from online threats, particularly if you have children who are active internet users.

Wealthy Individuals

Safeguard your wealth and reputation against cyberattacks targeting your financial assets.

Business Owners

Personal Cyber Insurance can complement your business cybersecurity measures, ensuring comprehensive protection for all aspects of your digital life.

Frequent Travellers

Medical records are digitised, making healthcare vulnerable. Our policy mitigates financial and reputational damage from breaches.

Get Your Personal Cyber Insurance Quote Today

As technology continues to infiltrate our lives, protecting yourself and your family against cyber risks has never been more important. Take the time and make the effort: diligence makes a difference. And for extra peace of mind, make Personal Cyber Protection Insurance part of your household’s cyber risk mitigation and recovery strategy.

Contact us today to discuss your Personal Cyber Insurance needs and secure your digital future. Either fill out the 'Request A Quote' form on this page and one of our brokers will be in touch, or just give us a call on 1300 306 571.

Request A Quote

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