Comprehensive Courier Vehicle Insurance Over 2 Tonnes

For over 20 years we have provided insurance for the courier and taxi truck industry (vehicles over 2 tonnes only) with specialised products to cater for the requirements of the General Carriers Contract Determination. These are group schemes for Accident/Illness, Public Liability and Carriers Liability insurances. 

Running a courier or taxi truck business involves a substantial investment in your fleet of vehicles, and protecting that investment is crucial. Our insurance coverage is designed to provide you with peace of mind, ensuring that you're financially protected against a range of risks, including accidents, theft, and damage.

Benefits of Our Insurance Coverage

Financial Security

Our insurance policies offer financial protection against unexpected events. In the unfortunate event of an accident, your insurance will cover the cost of repairs, helping you avoid significant out-of-pocket expenses.

Comprehensive Coverage

Our policies are tailored to the unique needs of the courier and taxi truck industry, including coverage for damage to your vehicles, theft, fire, and third-party liability. You can rest assured that your business is protected against a wide range of risks.

Legal Compliance

In Australia, it's a legal requirement for all vehicles to have a minimum level of insurance coverage. Our policies ensure that you remain compliant with these regulations, avoiding potential fines and legal consequences.

Business Continuity

In the event of an accident or theft, our insurance helps you get back on the road quickly, minimising downtime and ensuring that your business can continue to operate smoothly.

Tailored Solutions

We understand that no two courier and taxi truck businesses are the same. Our experienced team will work closely with you to customise your insurance policy to meet your specific needs, ensuring you're not paying for coverage you don't require.

Coverage and Policy Inclusions

Our insurance policies for the courier and taxi truck industry typically include:

Comprehensive Vehicle Coverage

Protection against damage to your vehicles from accidents, fire, theft, vandalism, and more.

Third-Party Liability

Coverage for bodily injury and property damage to third parties in the event of an accident.

Cargo Insurance

Optional coverage for the goods or cargo you transport, protecting you from losses in case of damage or theft.

Who Benefits Most From Our Insurance Policies

Insurance for vehicles over 2 tonnes in the courier and taxi truck industry is particularly relevant for:

Courier Companies

Small to large courier companies that offer parcel delivery services can benefit greatly from this insurance. It covers their delivery vehicles against accidents, damage, and theft, ensuring that they can fulfill their delivery commitments without disruption.

Taxi Truck Operators

Businesses that specialise in transporting oversized or heavy cargo, such as construction materials, machinery, or industrial equipment, rely heavily on taxi trucks. Insurance for these vehicles is crucial to protect against potential damage during loading, transportation, and unloading.

However, while courier companies and truck operator companies are the primary focus, our insurance policies can also be adapted to suit other related businesses and groups, such as freight and logistics companies, owner-operators, contractors and subcontractors, retailors and distributors, manufacturers and cargo owners.

Insurance is not only a legal requirement but also a strategic business decision to protect valuable assets, ensure contractual commitments are met, and maintain the flow of goods and services. These insurance policies provide financial security and enable businesses to focus on their core operations without worrying about unforeseen risks.

Get Your Tailored Insurance Quote Today

At Midland, we're committed to helping you protect your business and assets. With our tailored insurance solutions for the Australian courier and taxi truck industry, you can focus on growing your business, knowing that you're covered in case of any mishaps.

Contact us today to discuss your insurance needs and get a customised quote. Either fill in the short form on this page and one of our brokers will be in touch, or give us a call on 1300 306 571.

Request A Quote


Midland Insurance Brokers Australia Pty Ltd
ABN 81 006 528 329 AFSL 238963
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Gary Perera

Senior Insurance Broker

With 35 years’ experience in the insurance industry, Gary is a Senior Insurance Broker at Midland with extensive knowledge across a wide range of business sectors. He specialises in insurance for breweries, distilleries, cafés, restaurants, and manufacturing businesses, bringing a depth of practical insight to every client engagement.

Known for his thorough and considered approach, Gary takes the time to understand how each business operates before delivering clear, tailored insurance solutions. A committed professional, he has completed numerous industry qualifications and is a proud member of ANZIIF, maintaining his expertise through ongoing education and regular engagement with industry developments.

Outside of work, Gary is an avid sports enthusiast who enjoys running, football, and cricket. He remains driven by a simple principle: continuous improvement and delivering the highest standard of advice to his clients.

Angus Matheson

Angus Matheson

Senior Insurance Broker

With more than 21 years’ experience in the insurance industry, Angus is a Senior Insurance Broker specialising in Road Freight Transport insurance. He is recognised for his deep understanding of the transport sector and his ability to deliver tailored risk solutions that address the operational and commercial challenges faced by transport businesses.

Angus takes an empathetic, client-first approach, investing the time to understand each business, its priorities, and its risk profile before providing advice. A committed professional, he holds accreditations with NIBA, ANZIIF, CIP, and QPIB, and remains actively engaged with industry developments through ongoing education and professional involvement. His focus is on delivering reliable protection that supports business continuity and long-term confidence.

Sarah Grose

Sarah Grose

Senior Insurance Broker

With more than 17 years’ experience in the insurance industry -including 16 years with Midland - Sarah brings deep expertise and a genuine commitment to helping clients protect what matters most. Having held a range of roles across the business, including management positions, she has a well-rounded understanding of both client needs and the broader insurance landscape.

Sarah specialises in small to medium-sized business insurance, with particular expertise in the film and television sector, self-storage, and, more recently, breweries and distilleries. Her approach is focused on making insurance clear, practical, and tailored to each client’s circumstances. Known for her approachable and solution-focused style, Sarah builds long-term relationships grounded in trust, reliability, and understanding.

She holds a Diploma of Insurance Broking and remains actively engaged in ongoing professional development to ensure her advice stays current and relevant.

Andrew Woff

Andrew Woff

Senior Insurance Broker

With close to 20 years’ experience in the insurance industry, Andrew is a Senior Insurance Broker at Midland specialising in heavy vehicle and equipment insurance, as well as cover for breweries and distilleries. He is particularly well regarded for his ability to secure tailored, cost-effective solutions for assets involving motors, wheels, or tracks, alongside his strong understanding of the risks unique to alcohol production businesses.

Andrew works with a wide range of clients, from sole traders through to large-scale operations, and is known for his clear communication, flexible approach, and commitment to personalised service. A QPIB-accredited broker and member of NIBA, he maintains high professional standards and remains focused on delivering practical, well-considered advice.

Outside the office, Andrew is a proud father of three and an active community volunteer. His interests in music, electronics, mechanics, and brewing reflect the same curiosity and hands-on mindset he brings to his professional work.

Scott McMurtrie

Scott McMurtrie

Senior Insurance Broker

Scott is a Senior Insurance Broker with over 12 years’ experience supporting Australian small and medium-sized businesses. He specialises in tailored insurance solutions across the Film & Entertainment, Transport, and Manufacturing sectors, delivering advice that reflects each client’s specific risks and operations.

With a strong focus on understanding how businesses work in practice, Scott provides clear, relevant cover recommendations backed by ongoing professional development and industry engagement.

Outside the office, he enjoys AFL, soccer, and music, and values building long-term client relationships founded on trust and reliability.

Beau Runnalls

Beau Runnalls

Senior Insurance Broker

Beau is a senior insurance broker at Midland with seven years of industry experience supporting businesses across Australia. He works across a broad range of sectors, with particular expertise in earthmoving, heavy equipment, trades, and the winery industry.

Known for his attention to detail and measured approach, Beau focuses on delivering insurance solutions that are clear, practical, and free from unnecessary complexity. He remains actively engaged in professional development, ensuring his advice reflects current industry standards and best practice.

Beau places strong value on collaboration and long-term client relationships. Outside of work, he enjoys golf and football, reflecting his team-oriented mindset and active approach both professionally and personally.

Alex Petkovic

Alex Petkovic

Senior Insurance Broker  |  Development & Service

With 27 years of experience in the insurance industry, Alex is a senior broker at Midland, recognised for his depth of knowledge, attention to detail, and straightforward approach. While he works across a broad range of businesses, he has a particular focus on clients in the construction and building sectors.

Committed to keeping insurance clear and practical, Alex places a strong emphasis on honesty and client-first advice. He remains actively engaged with industry developments through ongoing professional development and research, and is also a natural mentor, regularly supporting and guiding emerging brokers within the team.

Joshua-Kerr

Joshua Kerr

National Sales Manager

Joshua is Midland’s National Sales Manager, with more than two decades of experience in the insurance industry. His expertise spans a wide range of insurance solutions, with particular depth in the winery and brewery sectors.

Taking a considered, people-focused approach, Joshua works closely with clients to understand how their businesses operate and the risks they face, allowing him to deliver insurance solutions that are both practical and relevant. He is known for his ability to make complex insurance concepts clear and approachable.

Outside of work, Joshua has a strong connection to community, having spent several years coaching junior basketball and serving as Vice President of a children’s basketball club. Staying closely attuned to industry developments, he is committed to helping clients make informed insurance decisions that support their long-term success.

Justin-Lane

Justin Lane

Director

Justin is a Director at Midland and has been part of the business since 2003. With more than two decades of experience, he works closely with small businesses across Australia, helping them secure insurance solutions that genuinely reflect the way they operate.

Known for his practical, solution-focused approach, Justin places strong emphasis on clarity, reliability, and long-term client relationships. His depth of industry knowledge and consistent, hands-on service have seen him become a trusted adviser to many business owners over time.

Damien Lane

Director

Since 2001, Damien has been central to Midland’s evolution, bringing more than two decades of industry experience and a strong commitment to client-focused service. His expertise spans a wide range of sectors, with recognised depth in the brewery and distillery space.

Working with independent brewers across Australia, Damien helps clients navigate complex operational risks with practical, grounded advice. He is known for his industry knowledge, clear communication, and ability to build enduring client relationships.

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