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When a Break-In Happens: Why the Right Cover and Proof of Ownership Matter
Wednesday, January 7th, 2026
Our claims team at Midland has seen a rise in break-in claims recently – a reminder that theft and vandalism can affect any business, any time. While insurance is there to help you recover, the outcome of a claim often hinges on two things: having the right cover in place and being able to prove […]
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What Are The Average Profit Margins For Craft Breweries?
Sunday, November 30th, 2025
The question of whether breweries are profitable has become increasingly complex in Australia's evolving craft beer landscape. While the allure of turning your passion for brewing into a business remains strong, understanding the financial realities is crucial for anyone considering entering this competitive industry. The Australian craft beer market has experienced remarkable growth over the […]
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How Much Does Brewery Equipment Cost In Australia?
Sunday, November 30th, 2025
Starting a brewery in Australia involves substantial equipment investments that can make or break your business venture. Whether you're a passionate homebrewer looking to scale up or an entrepreneur planning a commercial brewery, understanding brewery equipment costs is crucial for proper budgeting and risk management. The brewing industry has experienced remarkable growth across Australia, with […]
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What Licenses Do You Need To Open A Brewery In Australia?
Saturday, November 29th, 2025
Australia's craft brewing industry has exploded in recent years, with hundreds of new breweries opening across the country. However, navigating the legal requirements brewery owners must meet can be complex and overwhelming. From federal excise obligations to state-based liquor licensing, understanding what permits and protections you need is crucial before you start brewing your first […]
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What Is A Microbrewery?
Thursday, November 27th, 2025
The Australian craft beer scene has exploded over the past decade, transforming from a handful of boutique producers to a thriving industry with hundreds of microbreweries across the country. From the bustling brewery hubs of Marrickville in Sydney to the emerging craft scenes in regional areas like Cairns and Armidale, microbreweries have become a cornerstone […]
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How Much Does It Cost To Start A Brewery In Australia?
Thursday, November 27th, 2025
The Australian craft beer industry has exploded over the past decade, with many entrepreneurs drawn to the idea of turning their brewing passion into profit. However, how to start a brewery involves far more than perfecting your pale ale recipe. Understanding the true startup costs - from equipment and licensing to insurance and working capital […]
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How Do You Prevent Contamination In Brewery Production?
Wednesday, November 19th, 2025
Beer contamination can destroy a brewery's reputation overnight and result in devastating financial losses. Whether you're running a small craft brewery or a large commercial operation, contamination prevention must be your top priority. Understanding the most common contamination sources and implementing robust prevention strategies is essential for protecting both your product quality and your business. […]
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What Are The Food Safety Requirements For Breweries In Australia?
Wednesday, November 19th, 2025
The craft beer industry in Australia has experienced remarkable growth, evolving from humble home-brew roots into a sophisticated commercial sector worth billions of dollars. However, with this expansion comes increased responsibility for food safety compliance, regulatory adherence, and comprehensive risk management. Whether you're an established brewery or considering entering the market, understanding Australia's food safety […]
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What Happens When Brewery Equipment Breaks Down?
Wednesday, November 19th, 2025
For Australian brewery owners, equipment failure isn't just an inconvenience—it's a potential business catastrophe. From fermentation tanks to canning lines, every piece of brewing machinery plays a critical role in maintaining production schedules, product quality, and ultimately, your bottom line. When that equipment breaks down unexpectedly, the ripple effects can be devastating. Understanding what happens […]
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Gary Perera

Senior Insurance Broker

With 35 years’ experience in the insurance industry, Gary is a Senior Insurance Broker at Midland with extensive knowledge across a wide range of business sectors. He specialises in insurance for breweries, distilleries, cafés, restaurants, and manufacturing businesses, bringing a depth of practical insight to every client engagement.

Known for his thorough and considered approach, Gary takes the time to understand how each business operates before delivering clear, tailored insurance solutions. A committed professional, he has completed numerous industry qualifications and is a proud member of ANZIIF, maintaining his expertise through ongoing education and regular engagement with industry developments.

Outside of work, Gary is an avid sports enthusiast who enjoys running, football, and cricket. He remains driven by a simple principle: continuous improvement and delivering the highest standard of advice to his clients.

Angus Matheson

Angus Matheson

Senior Insurance Broker

With more than 21 years’ experience in the insurance industry, Angus is a Senior Insurance Broker specialising in Road Freight Transport insurance. He is recognised for his deep understanding of the transport sector and his ability to deliver tailored risk solutions that address the operational and commercial challenges faced by transport businesses.

Angus takes an empathetic, client-first approach, investing the time to understand each business, its priorities, and its risk profile before providing advice. A committed professional, he holds accreditations with NIBA, ANZIIF, CIP, and QPIB, and remains actively engaged with industry developments through ongoing education and professional involvement. His focus is on delivering reliable protection that supports business continuity and long-term confidence.

Sarah Grose

Sarah Grose

Senior Insurance Broker

With more than 17 years’ experience in the insurance industry -including 16 years with Midland - Sarah brings deep expertise and a genuine commitment to helping clients protect what matters most. Having held a range of roles across the business, including management positions, she has a well-rounded understanding of both client needs and the broader insurance landscape.

Sarah specialises in small to medium-sized business insurance, with particular expertise in the film and television sector, self-storage, and, more recently, breweries and distilleries. Her approach is focused on making insurance clear, practical, and tailored to each client’s circumstances. Known for her approachable and solution-focused style, Sarah builds long-term relationships grounded in trust, reliability, and understanding.

She holds a Diploma of Insurance Broking and remains actively engaged in ongoing professional development to ensure her advice stays current and relevant.

Andrew Woff

Andrew Woff

Senior Insurance Broker

With close to 20 years’ experience in the insurance industry, Andrew is a Senior Insurance Broker at Midland specialising in heavy vehicle and equipment insurance, as well as cover for breweries and distilleries. He is particularly well regarded for his ability to secure tailored, cost-effective solutions for assets involving motors, wheels, or tracks, alongside his strong understanding of the risks unique to alcohol production businesses.

Andrew works with a wide range of clients, from sole traders through to large-scale operations, and is known for his clear communication, flexible approach, and commitment to personalised service. A QPIB-accredited broker and member of NIBA, he maintains high professional standards and remains focused on delivering practical, well-considered advice.

Outside the office, Andrew is a proud father of three and an active community volunteer. His interests in music, electronics, mechanics, and brewing reflect the same curiosity and hands-on mindset he brings to his professional work.

Scott McMurtrie

Scott McMurtrie

Senior Insurance Broker

Scott is a Senior Insurance Broker with over 12 years’ experience supporting Australian small and medium-sized businesses. He specialises in tailored insurance solutions across the Film & Entertainment, Transport, and Manufacturing sectors, delivering advice that reflects each client’s specific risks and operations.

With a strong focus on understanding how businesses work in practice, Scott provides clear, relevant cover recommendations backed by ongoing professional development and industry engagement.

Outside the office, he enjoys AFL, soccer, and music, and values building long-term client relationships founded on trust and reliability.

Beau Runnalls

Beau Runnalls

Senior Insurance Broker

Beau is a senior insurance broker at Midland with seven years of industry experience supporting businesses across Australia. He works across a broad range of sectors, with particular expertise in earthmoving, heavy equipment, trades, and the winery industry.

Known for his attention to detail and measured approach, Beau focuses on delivering insurance solutions that are clear, practical, and free from unnecessary complexity. He remains actively engaged in professional development, ensuring his advice reflects current industry standards and best practice.

Beau places strong value on collaboration and long-term client relationships. Outside of work, he enjoys golf and football, reflecting his team-oriented mindset and active approach both professionally and personally.

Alex Petkovic

Alex Petkovic

Senior Insurance Broker  |  Development & Service

With 27 years of experience in the insurance industry, Alex is a senior broker at Midland, recognised for his depth of knowledge, attention to detail, and straightforward approach. While he works across a broad range of businesses, he has a particular focus on clients in the construction and building sectors.

Committed to keeping insurance clear and practical, Alex places a strong emphasis on honesty and client-first advice. He remains actively engaged with industry developments through ongoing professional development and research, and is also a natural mentor, regularly supporting and guiding emerging brokers within the team.

Joshua-Kerr

Joshua Kerr

National Sales Manager

Joshua is Midland’s National Sales Manager, with more than two decades of experience in the insurance industry. His expertise spans a wide range of insurance solutions, with particular depth in the winery and brewery sectors.

Taking a considered, people-focused approach, Joshua works closely with clients to understand how their businesses operate and the risks they face, allowing him to deliver insurance solutions that are both practical and relevant. He is known for his ability to make complex insurance concepts clear and approachable.

Outside of work, Joshua has a strong connection to community, having spent several years coaching junior basketball and serving as Vice President of a children’s basketball club. Staying closely attuned to industry developments, he is committed to helping clients make informed insurance decisions that support their long-term success.

Justin-Lane

Justin Lane

Director

Justin is a Director at Midland and has been part of the business since 2003. With more than two decades of experience, he works closely with small businesses across Australia, helping them secure insurance solutions that genuinely reflect the way they operate.

Known for his practical, solution-focused approach, Justin places strong emphasis on clarity, reliability, and long-term client relationships. His depth of industry knowledge and consistent, hands-on service have seen him become a trusted adviser to many business owners over time.

Damien Lane

Director

Since 2001, Damien has been central to Midland’s evolution, bringing more than two decades of industry experience and a strong commitment to client-focused service. His expertise spans a wide range of sectors, with recognised depth in the brewery and distillery space.

Working with independent brewers across Australia, Damien helps clients navigate complex operational risks with practical, grounded advice. He is known for his industry knowledge, clear communication, and ability to build enduring client relationships.

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