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Is Cyber Insurance Essential for E-Commerce Businesses?
Wednesday, July 23rd, 2025
Have you thought about what you'd do if your business suffered a cyber attack tomorrow? At Midland Insurance, we've talked to plenty of business owners who hadn't considered this possibility - until it was too late. E-commerce businesses, particularly small and medium-sized ones in Australia, are facing increasing threats online. Even if you have solid […]
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Could Wearable Tech Lower Your Health Insurance Costs?
Wednesday, July 23rd, 2025
Ever thought your fitness tracker could lower your insurance bill? At Midland Insurance, we've had countless discussions with our clients about how technology shapes their lives. Wearable tech, like Fitbits or Apple Watches, has caught our attention lately. Could they actually lower your insurance premiums? Our team has explored this, and the results might surprise […]
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Should Australian Freelancers Consider Professional Indemnity Insurance?
Wednesday, July 23rd, 2025
Have you ever stopped to wonder what would happen if a client accused you of negligence? When you’re freelancing, it’s easy to overlook the importance of professional indemnity insurance. At Midland Insurance, we often hear from freelancers who mistakenly believe this cover isn't necessary. But here’s the reality, without proper coverage, a single claim can […]
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Is Climate Change Making Your Insurance More Expensive?
Wednesday, July 23rd, 2025
Have you noticed your insurance premiums climbing higher each year? If you live in Australia, chances are you've seen a noticeable increase in your insurance costs recently. What we've found is that climate change isn’t just making headlines, it’s making a real impact on your wallet. Insurance companies base premiums on risk. And right now, […]
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Does Remote Work Affect My Home Insurance Coverage?
Wednesday, July 23rd, 2025
Have you thought about how working from home could impact your home insurance? We’ve all adapted to remote working lately, but at Midland Insurance, we're noticing more customers asking if their current home insurance is enough when their home doubles as an office. It's a smart question because insurance isn't always straightforward. Your home office […]
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What Insurance Do You Need When Purchasing Commercial Real Estate in Australia
Are you confident you've got the right protections in place for your new commercial property? Buying commercial real estate here in Australia feels exciting, but it comes bundled with plenty of responsibilities. One thing I've always emphasised—both as a property owner myself and while advising clients—is that getting the right insurance isn't just peace of […]
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Why Legal Expenses Insurance Is a Must-Have for Australian Small Businesses
Thursday, April 3rd, 2025
Could your business afford to fight a legal battle — even if you did nothing wrong? Running a small business in Australia today is no easy feat. Between juggling operations, staff, customers, and compliance, most owners don’t have time to think about legal issues; until they’re knee-deep in one. That’s where Legal Expenses Insurance (LEI) […]
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The Future of Autonomous Vehicles and Its Impact on the Australian Insurance Industry
Thursday, March 27th, 2025
The Changing Face of Risk and Liability Traditionally, automotive insurance in Australia primarily addresses human error, a leading cause of road incidents. However, AV technology promises reduced collisions through advanced sensors, artificial intelligence, and automated decision-making processes. According to the National Transport Commission (NTC), human error contributes to over 90% of crashes in Australia. […]
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What Should Be Covered In Strata Insurance?
Thursday, March 27th, 2025
Have you ever stopped to consider exactly what's covered by your strata insurance? At Midland Insurance, we often see confusion around strata insurance, and it’s understandable why. When you're living in or managing strata-titled properties, knowing exactly what's covered—and what's not—can save you from unnecessary stress and unexpected costs. Understanding strata insurance coverage Strata insurance […]
