State of the Market 2021 - A Hardening Insurance Market
STATE OF THE MARKET UPDATE - A Hardening Insurance Market & Rising Premiums - June 2021 All industries experience cycles of expansion and contraction, and this is particularly true of the insurance industry. Although no two cycles are exactly the same, insurance industry cycles typically last between three to ten years and incorporate phases […]
State of the Market Update - Highlights of 2020.
Highlights for the year ending 31 December 2020. The start of 2020 for Australia was shaken by bushfires, floods and hailstorms, causing widespread property damage and business interruption losses. The impacts on the insurance market were further compounded shortly thereafter by the COVID-19 pandemic. Insurance profitability took a significant hit in 2020, reporting $35m for […]
How thermal imaging can protect your business
Key Points: Thermal imaging can detect any problems areas in the workplace that are susceptible to temperature fluctuations – helping to prevent and manage things like electrical failure or electrical “hot spots”, excessive friction with machinery, moisture penetration or air leaks. A thermal scan can reduce the likelihood of problems long before they arise, saving […]
Film & TV subcontractors - do you have public liability insurance?
We get that insurance might not get your heart pumping as it does ours. So we'll be quick. Sub-contractors and freelancers in the film and TV industry face a myriad of risks every day, consisting of early starts and late finishes, juggling countless demands, rushing around on set, and handling expensive equipment. It's risks like […]
Busting the top 5 cyber-security myths in Australia.
With many of us splitting our working week between the home and the office these days, ensuring a cyber-secure workplace has become more important than ever before. There are still too many people and businesses nowadays with a “she’ll-be-right” attitude when it comes to implementing effective cyber security measures. There are new data breaches and […]
Key Insurance Covers For The Shop & Office Fitter Industry.
Midland's relationship with the Interior Fitout Association (IFA) started in 1980 when we were appointed as the principal insurance broker to the group. To this day, we continue to be proud sponsors and supporters of the association. Working in partnership with the IFA, we have been able to develop a range of policies that cater […]
Insurance priorities for the landscaping industry - key questions asked and answered.
WHAT INSURANCE DO I NEED FOR MY LANDSCAPING BUSINESS? All landscapers should carry public liability insurance. Similarly, landscape designers should carry professional indemnity insurance. Public Liability - Protects you and your business in the event a customer, supplier or member of the public is injured or sustains property damage as a result of your negligent activities. […]
Bushfire support for Australian wine grape growers - applications for grants now open.
Minister for Agriculture, David Littleproud, has recently announced (Oct2020) grant applications are now open for Australian grape growers who were impacted by crop loss from the Black Summer fires of 2019-20. Wine grape growers who suffered crop loss due to smoke taint in New South Wales, Victoria, South Australia, Tasmania and the Australian Capital Territory, […]
Home Maintenance & Safety: simple tips to help protect & maintain your home's interior.
Flexi-hoses One of the most frequent reasons for water damage in homes is due to burst flexi hoses, accounting for more than 20% of claims each year. You will find these hoses connected to taps, toilets, washing machines and dishwashers. Check the hose quality every few months. Security alarms Have your burglar alarm serviced annually to ensure […]