Recreational Vehicle (RV) Business Insurance

Midland Insurance Brokers is your trusted partner for securing the thriving RV industry in Australia. Discover the essential types of coverage tailored for RV manufacturers, wholesalers, suppliers, dealers, retailers, and repairers. Uncover the key advantages our Recreational Vehicle Business Insurance offers and who can benefit the most from this specialised protection.

Key Benefits of RV Business Insurance

While quality and innovation drive the success of the RV industry, unforeseen risks can jeopardise the investment and hard work that’s been put into the business.

A tailored and comprehensive insurance policy offers a range of benefits that help RV businesses thrive and mitigate risks. Here are some key benefits of why Recreational Vehicle Business Insurance is important:

Financial Protection:

  • Insurance provides financial protection to RV businesses by covering losses resulting from unforeseen events such as fires, theft, vandalism, or natural disasters. This protection ensures that businesses can recover without suffering crippling financial setbacks.

Legal and Liability Protection:

  • Insurance, particularly liability coverage, safeguards RV businesses from legal claims and lawsuits arising from accidents, injuries, or property damage related to their products or operations. This coverage covers legal costs and settlements, protecting the business's reputation and financial stability.

Business Continuity:

  • Insurance, including business interruption coverage, ensures that RV businesses can maintain their operations and meet financial obligations even when disruptions occur. This prevents prolonged financial hardships and helps businesses bounce back after unexpected events.

Essential Types of Coverage for the RV Industry:

At Midland Insurance, we believe in providing comprehensive coverage that suits your specific business needs. Whether you're an RV manufacturer, wholesaler, retailer, dealer, supplier or repairer, we have the expertise to protect you.

Below are the key coverage options available in our RV Business Insurance policy to help safeguard your business.

Property Insurance

Protects RV manufacturing facilities, equipment, inventory, and structures from perils like fire, theft, vandalism, and natural disasters.

Product Liability Insurance

Shields RV manufacturers, dealers, and sellers from legal claims related to defects or accidents involving RV products.

Business Interruption Insurance

Replaces lost income and covers ongoing expenses if unexpected disruptions, such as natural disasters, halt manufacturing operations.

Commercial Auto Insurance

Covers the business's fleet of vehicles used for transportation, deliveries, and business-related activities.

General Liability Insurance

Provides protection against bodily injury and property damage claims that may occur on business premises.

Plumbers Liability Insurance

Protects RV manufacturing facilities when plumbing services are required, covering liability claims related to plumbing work.

Management Liability Insurance

Protects directors and officers, as well as the business entity itself, from personal liability in legal claims related to management decisions and actions.

Trade Plates Insurance

Provides coverage for trade plates used for transporting RVs between locations, dealerships, or during manufacturing processes.

Who Can Benefit The Most From RV Industry Insurance?

Our specialised insurance policy is tailored to cater to a wide range of businesses operating within the RV industry in Australia, including:


Companies engaged in the production of motorhomes, caravans, camper trailers, and other recreational vehicles.


Businesses distributing RV products and accessories to a network of retailers.


Manufacturers of RV components, accessories, and parts, forming the backbone of the industry.


RV dealerships and retailers selling recreational vehicles and related products.


Service centers dedicated to RV maintenance and repair, ensuring the longevity and safety of RVs on the road.

Contact Midland Insurance Today

In the dynamic landscape of the Australian RV industry, having a dedicated insurance partner is vital. Midland is here to provide the protection, peace of mind, and support your business needs to thrive. Contact us today to discuss your unique insurance requirements and secure the future of your business.

Midland Insurance Brokers are proud members of the Caravan Industry Association of Australia.

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