If something’s gone wrong, don’t worry - you’re in the right place. Our team is here to guide you through the claims process, step by step. Whether it's property damage, a liability incident or a business interruption, we’ll help you get things sorted as quickly and smoothly as possible.
Making a claim can feel stressful, but you’re not doing it alone. Our dedicated claims team is here to guide you through the process, handle the paperwork, and advocate for the best possible outcome on your behalf.
Real feedback from clients we’ve supported through the claims process.
"Thank you very much for all your help, you have been fantastic. Should we ever need to make another claim, I know we will be in safe hands."
"The claims team at Midland are fantastic. After a recent accident, they provided seamless and proactive customer service and updates throughout the entire process. Highly recommend. Thanks."
"Thank you so so so much. I cannot thank you enough for all your support in this matter. I am finally at peace with this whole scenario. After 5 years of waiting for this matter to resolve, I appreciate all the support."
Download claim forms and find the right contact for your nearest Midland office.
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Below are trusted emergency service providers we regularly work with.
If you need urgent assistance outside business hours, you can download a list of insurer emergency claims numbers here.
We know that making a claim can feel overwhelming, especially if it’s your first time. Below are answers to some of the most common questions our clients ask. If you're ever unsure, just give us a call - we're here to help.
Simply contact your Midland broker directly, or call our main office on 1300 306 571. We’ll guide you through the next steps and help gather any documents needed to get things underway.
You’ll usually need:
Don't worry if you're unsure - your broker will help you collect what's needed.
In some cases, yes. Lodging a claim may impact your renewal premium or excess. However, we’ll always help you understand the implications upfront so you can make an informed decision.
It depends on the type and complexity of the claim. Some claims are resolved within a few days, while others may take longer. We’ll keep you updated throughout the process and follow up with the insurer on your behalf.
You deal with us. We act as your advocate and handle all communication with the insurer. That’s one of the biggest advantages of using a broker - you don’t have to go it alone.
Yes. It’s best to notify us as soon as possible, even if you're still gathering paperwork. We can begin the process and help you obtain what’s missing.
If an insurer denies your claim, we’ll review the reasons with you and explore any options to dispute the decision or provide further evidence. You’re not left to deal with it alone - we’re in your corner every step of the way.
Yes. It’s always best to report any incident to us, even if you’re not sure whether to lodge a claim. Some policies require notification within a specific timeframe, and early advice gives you more options.
Most policies include an excess, which is the amount you must contribute toward the claim. Your broker will explain how much it is and when it applies, based on your policy.
A helpful selection of articles to guide you through the claims process.
Liability Claims
Property Claims
Claims Advice
Senior Insurance Broker
Beau is a senior insurance broker at Midland with seven years of industry experience supporting businesses across Australia. He works across a broad range of sectors, with particular expertise in earthmoving, heavy equipment, trades, and the winery industry.
Known for his attention to detail and measured approach, Beau focuses on delivering insurance solutions that are clear, practical, and free from unnecessary complexity. He remains actively engaged in professional development, ensuring his advice reflects current industry standards and best practice.
Beau places strong value on collaboration and long-term client relationships. Outside of work, he enjoys golf and football, reflecting his team-oriented mindset and active approach both professionally and personally.
Senior Insurance Broker | Development & Service
With 27 years of experience in the insurance industry, Alex is a senior broker at Midland, recognised for his depth of knowledge, attention to detail, and straightforward approach. While he works across a broad range of businesses, he has a particular focus on clients in the construction and building sectors.
Committed to keeping insurance clear and practical, Alex places a strong emphasis on honesty and client-first advice. He remains actively engaged with industry developments through ongoing professional development and research, and is also a natural mentor, regularly supporting and guiding emerging brokers within the team.
National Sales Manager
Joshua is Midland’s National Sales Manager, with more than two decades of experience in the insurance industry. His expertise spans a wide range of insurance solutions, with particular depth in the winery and brewery sectors.
Taking a considered, people-focused approach, Joshua works closely with clients to understand how their businesses operate and the risks they face, allowing him to deliver insurance solutions that are both practical and relevant. He is known for his ability to make complex insurance concepts clear and approachable.
Outside of work, Joshua has a strong connection to community, having spent several years coaching junior basketball and serving as Vice President of a children’s basketball club. Staying closely attuned to industry developments, he is committed to helping clients make informed insurance decisions that support their long-term success.
Director
Justin is a Director at Midland and has been part of the business since 2003. With more than two decades of experience, he works closely with small businesses across Australia, helping them secure insurance solutions that genuinely reflect the way they operate.
Known for his practical, solution-focused approach, Justin places strong emphasis on clarity, reliability, and long-term client relationships. His depth of industry knowledge and consistent, hands-on service have seen him become a trusted adviser to many business owners over time.
Director
Since 2001, Damien has been central to Midland’s evolution, bringing more than two decades of industry experience and a strong commitment to client-focused service. His expertise spans a wide range of sectors, with recognised depth in the brewery and distillery space.
Working with independent brewers across Australia, Damien helps clients navigate complex operational risks with practical, grounded advice. He is known for his industry knowledge, clear communication, and ability to build enduring client relationships.

