Midland Insurance Brokers Australia

Contract Works Insurance: Protecting the Building & Construction Industry

At Midland, we understand that the construction industry is as diverse as the projects it undertakes. That's why we're dedicated to providing licensed builders and construction companies in Australia with Contract Works Insurance that's as unique as their projects. With our comprehensive coverage and personalised approach, you can build with confidence, knowing that your investments are safeguarded against the unexpected.

Contract Works insurance protects both yourself and your assets should any loss, damage or injury occur whilst undertaking a construction project. Having a properly structured Contract Works insurance policy can be crucial as it will serve as the backbone of a successful risk management program.

Contract Works insurance can provide cover for simple or complex projects on either a per-project or annual basis.

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Key Benefits of Contract Works Insurance:

1. Holistic Protection

Construction projects are intricate symphonies of planning and execution. Our Contract Works Insurance covers a multitude of risks, from unexpected material damage to project delays, ensuring a comprehensive safety net for your endeavours.

2. Tailored Solutions

We understand that no two projects are alike. That's why our expert brokers collaborate closely with you to craft insurance solutions that align perfectly with your project's unique requirements.

3. Financial Security

Construction projects are susceptible to a myriad of unforeseen challenges. With our Contract Works Insurance, you gain the financial security to confidently navigate uncertainties without compromising on quality.

Our Coverage Highlights

Contract works insurance can cover the building which is under construction, whether it’s a residential home, multi-story apartment or commercial building. It can also cover the equipment used in construction, as well as public liability risk.

Depending on your policy, Contract Works insurance typically covers the following:

Material Damage

Protects against loss or damage to construction materials, supplies, tools, machinery, and equipment. It includes risks such as fire, theft, vandalism, accidental damage, and natural disasters like floods and storms.

Public Liability

Protects you from claims for property damage or bodily injury caused to third parties due to your construction activities. This includes legal expenses and compensation costs.

Plant and Equipment

Provides protection for your machinery, tools, and equipment against damage, theft or mechanical breakdown used in the construction project. It may also cover the cost of hiring replacement equipment if needed.

Project Delays

If your construction project experiences delays due to insured events (e.g., fire damage), this coverage helps cover additional expenses incurred as a result of the delay. These additional expenses could include increased labour costs, extended rental fees, and more.

Who Can Benefit From Contract Works Insurance?

Business Interruption insurance is ideal for a wide range of businesses across various industries, especially those in more complex industries, and those who operate in areas that are prone to severe weather events.

Below are a few examples of businesses that are particularly well-suited for Business Interruption insurance coverage:

Licensed Builders

Our tailored solutions cater to the unique needs of licensed builders across residential, commercial, and industrial projects.

Building Companies
contract works insurance for building companies

Whether you manage multiple projects or specialise in a niche, our insurance solutions offer comprehensive protection for building companies of all sizes.

Construction Companies

Embarking on projects of varying complexities, our insurance covers the spectrum, ensuring the future of your construction business remains secure.

Get Your Contract Works Insurance Quote Today

As your dedicated insurance broker, we bring years of expertise to the table. We're committed to understanding your unique projects and concerns to provide you with a Contract Works Insurance solution that perfectly suits your needs. Your success is our success, and we're here to ensure your projects are shielded against unforeseen challenges.

Reach out to us today to secure your construction ventures with confidence. Your projects deserve the best protection, and we're here to make that a reality.

You can either fill in the short form on this page and one of our brokers will be in touch, or just give us a call on 1300 306 571.

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Beau Runnalls

Beau Runnalls

Senior Insurance Broker

Beau is a senior insurance broker at Midland with seven years of industry experience supporting businesses across Australia. He works across a broad range of sectors, with particular expertise in earthmoving, heavy equipment, trades, and the winery industry.

Known for his attention to detail and measured approach, Beau focuses on delivering insurance solutions that are clear, practical, and free from unnecessary complexity. He remains actively engaged in professional development, ensuring his advice reflects current industry standards and best practice.

Beau places strong value on collaboration and long-term client relationships. Outside of work, he enjoys golf and football, reflecting his team-oriented mindset and active approach both professionally and personally.

Alex Petkovic

Alex Petkovic

Senior Insurance Broker  |  Development & Service

With 27 years of experience in the insurance industry, Alex is a senior broker at Midland, recognised for his depth of knowledge, attention to detail, and straightforward approach. While he works across a broad range of businesses, he has a particular focus on clients in the construction and building sectors.

Committed to keeping insurance clear and practical, Alex places a strong emphasis on honesty and client-first advice. He remains actively engaged with industry developments through ongoing professional development and research, and is also a natural mentor, regularly supporting and guiding emerging brokers within the team.

Joshua-Kerr

Joshua Kerr

National Sales Manager

Joshua is Midland’s National Sales Manager, with more than two decades of experience in the insurance industry. His expertise spans a wide range of insurance solutions, with particular depth in the winery and brewery sectors.

Taking a considered, people-focused approach, Joshua works closely with clients to understand how their businesses operate and the risks they face, allowing him to deliver insurance solutions that are both practical and relevant. He is known for his ability to make complex insurance concepts clear and approachable.

Outside of work, Joshua has a strong connection to community, having spent several years coaching junior basketball and serving as Vice President of a children’s basketball club. Staying closely attuned to industry developments, he is committed to helping clients make informed insurance decisions that support their long-term success.

Justin-Lane

Justin Lane

Director

Justin is a Director at Midland and has been part of the business since 2003. With more than two decades of experience, he works closely with small businesses across Australia, helping them secure insurance solutions that genuinely reflect the way they operate.

Known for his practical, solution-focused approach, Justin places strong emphasis on clarity, reliability, and long-term client relationships. His depth of industry knowledge and consistent, hands-on service have seen him become a trusted adviser to many business owners over time.

Damien Lane

Director

Since 2001, Damien has been central to Midland’s evolution, bringing more than two decades of industry experience and a strong commitment to client-focused service. His expertise spans a wide range of sectors, with recognised depth in the brewery and distillery space.

Working with independent brewers across Australia, Damien helps clients navigate complex operational risks with practical, grounded advice. He is known for his industry knowledge, clear communication, and ability to build enduring client relationships.

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