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When a Break-In Happens: Why the Right Cover and Proof of Ownership Matter
Wednesday, January 7th, 2026
Our claims team at Midland has seen a rise in break-in claims recently – a reminder that theft and vandalism can affect any business, any time. While insurance is there to help you recover, the outcome of a claim often hinges on two things: having the right cover in place and being able to prove […]
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How Can Poor Data Governance Increase Insurance and Liability Risks for SMEs?
Tuesday, December 30th, 2025
Small and medium enterprises (SMEs) across Australia are increasingly reliant on data to drive their operations, yet many are unknowingly exposing themselves to substantial insurance and liability risks through inadequate data governance. While the digital transformation has brought countless opportunities for business growth, it has also created new vulnerabilities that can have devastating financial consequences. […]
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What Happens to Your Insurance When You Expand Your Business Overseas?
Tuesday, December 30th, 2025
When your Australian business takes the exciting step of expanding overseas, you're entering a world of new opportunities—and new risks. Whether you're setting up operations in New Zealand, opening an office in Singapore, or targeting markets across the United States, one critical question emerges: what happens to your international business insurance Australia coverage when you […]
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Are Smart Buildings and IoT Devices Creating New Insurance Risks for Property Owners?
Tuesday, December 30th, 2025
The rise of smart buildings and Internet of Things (IoT) devices has revolutionised how we manage properties across Australia. From automated water shutoff valves to intelligent fire detection systems, these technologies promise enhanced safety and efficiency. However, as property owners increasingly embrace smart building technologies, they're also encountering a complex landscape of smart building insurance […]
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How Does Supply Chain Disruption Affect Business Insurance Claims in Australia?
Tuesday, December 30th, 2025
The Australian business landscape has fundamentally changed since 2020, with supply chain disruptions becoming a persistent challenge rather than a temporary setback. From manufacturing delays to staffing shortages, these disruptions continue to ripple through industries across Australia, creating unexpected insurance claim scenarios that many business owners haven't anticipated. Understanding how supply chain disruption insurance claims […]
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Do Australian Businesses Need Insurance for ESG and Sustainability Reporting Risks?
Tuesday, December 30th, 2025
As Environmental, Social and Governance (ESG) reporting becomes mandatory for Australian businesses, a new category of risk is emerging that many companies haven't considered: ESG insurance risk in Australia. While businesses focus on meeting sustainability disclosure requirements, they're often overlooking the potential liability exposures that come with ESG reporting and compliance obligations. The landscape is […]
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What Insurance Gaps Are Emerging for Businesses Using Subscription-Based Software (SaaS)?
Tuesday, December 30th, 2025
The shift to cloud-based subscription software has transformed how Australian businesses operate, from small consulting firms using project management tools to large enterprises running entire operations through SaaS platforms. While this digital transformation brings efficiency and scalability, it also creates new liability exposures that many businesses haven't fully considered—and that their current insurance policies may […]
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How Does Artificial Intelligence Impact Insurance Risk Assessment for Small Businesses?
Tuesday, December 30th, 2025
Australian small businesses are operating in an increasingly digital world where artificial intelligence is reshaping how insurance companies assess and price risk. From automated underwriting systems to AI-powered claims processing, these technological advances are changing the insurance landscape in ways that directly impact small business owners across the country. Understanding how AI insurance risk assessment […]
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What Are The Average Profit Margins For Craft Breweries?
Sunday, November 30th, 2025
The question of whether breweries are profitable has become increasingly complex in Australia's evolving craft beer landscape. While the allure of turning your passion for brewing into a business remains strong, understanding the financial realities is crucial for anyone considering entering this competitive industry. The Australian craft beer market has experienced remarkable growth over the […]