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Why Legal Expenses Insurance Is a Must-Have for Australian Small Businesses
Thursday, April 3rd, 2025
Could your business afford to fight a legal battle — even if you did nothing wrong? Running a small business in Australia today is no easy feat. Between juggling operations, staff, customers, and compliance, most owners don’t have time to think about legal issues; until they’re knee-deep in one. That’s where Legal Expenses Insurance (LEI) […]
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The Future of Autonomous Vehicles and Its Impact on the Australian Insurance Industry
Thursday, March 27th, 2025
The Changing Face of Risk and Liability Traditionally, automotive insurance in Australia primarily addresses human error, a leading cause of road incidents. However, AV technology promises reduced collisions through advanced sensors, artificial intelligence, and automated decision-making processes. According to the National Transport Commission (NTC), human error contributes to over 90% of crashes in Australia. […]
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What Should Be Covered In Strata Insurance?
Thursday, March 27th, 2025
Have you ever stopped to consider exactly what's covered by your strata insurance? At Midland Insurance, we often see confusion around strata insurance, and it’s understandable why. When you're living in or managing strata-titled properties, knowing exactly what's covered—and what's not—can save you from unnecessary stress and unexpected costs. Understanding strata insurance coverage Strata insurance […]
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What Is The Cost Of Cyber Insurance?
Tuesday, March 11th, 2025
Have you ever wondered if cyber insurance is genuinely worth the cost? As a business owner, I often get asked about cyber insurance. With cyber incidents becoming increasingly common, particularly in Australia, I decided to dive deep into what it actually costs and whether it's truly beneficial. Is Cyber Insurance Worth the Price? Recently, I […]
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How To Obtain Personal Liability Coverage in Australia?
Tuesday, March 11th, 2025
Have you ever wondered what would happen if someone got injured at your home, or if you accidentally damaged someone else's property? I recently came across this question myself. As someone who’s deeply involved in helping Australians protect themselves and their businesses, I realised many people aren’t clear about what personal liability coverage actually is, […]
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The Hidden Risks of Delayed Insurance Claims and Unauthorised Legal Representation
Thursday, March 6th, 2025
Insurance policies are designed to provide financial protection and support in times of need. However, many policyholders inadvertently compromise their coverage by delaying claim notifications or appointing legal representation without insurer approval. These issues can have serious financial and legal consequences, leading to disputes over coverage and unexpected out-of-pocket expenses. Delays in Claim Notification: A […]
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Supporting Mornington Peninsula Businesses: Why Choose a Local Insurance Broker?
Thursday, February 27th, 2025
Choosing the right insurance for your business is a big decision, and having someone who truly knows the local area can make all the difference. At Midland, our Somerville office on the Mornington Peninsula is committed to helping local businesses find tailored coverage for their unique needs. Unlike dealing with a call centre or navigating […]
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10 Main Challenges that Small Business Owners Face
Tuesday, February 4th, 2025
Are you facing challenges that are causing you to to struggle keeping your small business afloat in Australia? Owning and operating a small business in Australia is a good idea but it comes with obstacles that are easy to avoid. Ranging from the parallel administration of daily tasks to the maintenance of customers, to promoting […]
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The Risks of Switching Insurance Companies
Tuesday, February 4th, 2025
Have you ever considered whether switching your insurance provider outweighs the possible risks? Changing insurance providers may appear to be a fast route to saving money or obtaining better coverage, but it does come with challenges. Many Australians consider switching when they encounter appealing deals from rivals, yet grasping the potential drawbacks is crucial for […]
