The Hidden Threat: The Dangers of EPS Cladding in Australian Homes
Tuesday, October 3rd, 2023
Consumers will be most familiar with Expanded Polystyrene (EPS) as a packaging material for goods such as televisions and food, and the insulation inside portable coolers. It’s also used in both commercial and residential applications for insulating external walls, roofs, and foundations in homes. Lightweight, highly energy-efficient and cheaper than traditional materials, EPS has been […]
How To Prepare Your Home And Property For Bushfires
Tuesday, October 3rd, 2023
As summer approaches, the Insurance Council of Australia is stressing the importance of early bushfire preparedness for property owners and tenants to proactively mitigate risks and protect their homes and assets. Following three consecutive years of La Niña, the Bureau of Meteorology has officially declared the onset of an El Niño event, coinciding with severe […]
Errors & Omissions Insurance in the Film Industry: Protecting Your Creative Vision and Financial Interests.
Tuesday, August 1st, 2023
Lights, camera, protection! The world of filmmaking is an exhilarating realm of creativity, where passionate filmmakers and film producers embark on journeys to bring captivating stories to life on the silver screen. However, amidst the whirlwind of artistic expression and logistical complexities, there lurks a potential pitfall that could disrupt even the most carefully orchestrated […]
What does the 2023-24 Federal Budget mean for small business?
There was a wide range of measures announced at this year’s Federal Budget that are designed to help support small business owners with cost pressures and contemporary challenges. Some of the key measures announced include: Small business asset write-off extended and increased The Australian Government is increasing the instant asset write-off threshold to $20,000, from […]
What is 'Business Pack Insurance'?
Business Pack (or Buspack) Insurance is a comprehensive insurance solution designed to protect business owners against the main risks involved in running a business. It typically combines multiple types of insurance coverage into a single package, offering convenience and cost savings for business owners. A typical Business Pack will combine a wide range of insurance […]
What To Do When Making A Property Claim
This will relate to claims where there have been damages caused to your property (buildings, contents or stock) from a one-off event such as water (burst pipe), storm (rainwater, wind, hail etc), fire, burglary, impact or some other form of accidental damage. What you can do - 'Make Safe Works' (temporary repairs) Immediately after an […]
How To Protect Your Reputation and Save Your Business Money
As a business owner, safeguarding your enterprise from unforeseen circumstances is imperative to maintain its growth and longevity. Mitigating the financial impact of accidents, natural disasters, and legal disputes requires a safety net that can help your business recover and continue operating without disruption. From general liability insurance to workers' compensation insurance and cyber liability […]
Navigating Economic Uncertainty: Top Challenges Facing Small Businesses in Australia
Small business owners in Australia face a challenging and ever-changing landscape, from economic uncertainty and fierce competition to regulatory compliance and cybersecurity threats. While these pressures can seem overwhelming, there are proven solutions to mitigate the risks. In this article, we explore the top five concerns for small business owners in Australia. Economic […]
10 steps to help prevent cyber attacks on your business
The latest cybercrime statistics make for sobering reading, with a 75 per cent rise in ransomware attacks in the 2021/2022 financial year and up to 200,000 vulnerable routers in Australian homes and small businesses. The Australian Cyber Security Centre’s (ACSC) most recent annual report states medium-sized businesses with between 20 and 199 employees are the […]