VIEW ARTICLE
What Insurance Do You Need When Purchasing Commercial Real Estate in Australia
Are you confident you've got the right protections in place for your new commercial property? Buying commercial real estate here in Australia feels exciting, but it comes bundled with plenty of responsibilities. One thing I've always emphasised—both as a property owner myself and while advising clients—is that getting the right insurance isn't just peace of […]
VIEW ARTICLE
Is Insurance Necessary for Freelancers Working from Co-Working Space
Ever found yourself wondering if you really need insurance while freelancing from your favourite co-working spot? This question popped up recently when I was chatting to a freelancing mate over coffee at our regular shared workspace. We were swapping stories about our freelance experiences when he casually mentioned never seriously considering insurance. Honestly, that conversation […]
VIEW ARTICLE
What Type of Insurance Does a Mobile Mechanic in Australia Need?
Have you ever thought about how protected you really are as a mobile mechanic in Australia? I'll be honest, when I started out as a mobile mechanic, insurance wasn't exactly top of mind for me. Like most tradies kicking off their own business, I was more interested in getting out there, building a customer base, […]
VIEW ARTICLE
Why Legal Expenses Insurance Is a Must-Have for Australian Small Businesses
Thursday, April 3rd, 2025
Could your business afford to fight a legal battle — even if you did nothing wrong? Running a small business in Australia today is no easy feat. Between juggling operations, staff, customers, and compliance, most owners don’t have time to think about legal issues; until they’re knee-deep in one. That’s where Legal Expenses Insurance (LEI) […]
VIEW ARTICLE
The Future of Autonomous Vehicles and Its Impact on the Australian Insurance Industry
Thursday, March 27th, 2025
The Changing Face of Risk and Liability Traditionally, automotive insurance in Australia primarily addresses human error, a leading cause of road incidents. However, AV technology promises reduced collisions through advanced sensors, artificial intelligence, and automated decision-making processes. According to the National Transport Commission (NTC), human error contributes to over 90% of crashes in Australia. […]
VIEW ARTICLE
What Should Be Covered In Strata Insurance?
Thursday, March 27th, 2025
Have you ever stopped to consider exactly what's covered by your strata insurance? At Midland Insurance, we often see confusion around strata insurance, and it’s understandable why. When you're living in or managing strata-titled properties, knowing exactly what's covered—and what's not—can save you from unnecessary stress and unexpected costs. Understanding strata insurance coverage Strata insurance […]
VIEW ARTICLE
What Is The Cost Of Cyber Insurance?
Tuesday, March 11th, 2025
Have you ever wondered if cyber insurance is genuinely worth the cost? As a business owner, I often get asked about cyber insurance. With cyber incidents becoming increasingly common, particularly in Australia, I decided to dive deep into what it actually costs and whether it's truly beneficial. Is Cyber Insurance Worth the Price? Recently, I […]
VIEW ARTICLE
How To Obtain Personal Liability Coverage in Australia?
Tuesday, March 11th, 2025
Have you ever wondered what would happen if someone got injured at your home, or if you accidentally damaged someone else's property? I recently came across this question myself. As someone who’s deeply involved in helping Australians protect themselves and their businesses, I realised many people aren’t clear about what personal liability coverage actually is, […]
VIEW ARTICLE
The Hidden Risks of Delayed Insurance Claims and Unauthorised Legal Representation
Thursday, March 6th, 2025
Insurance policies are designed to provide financial protection and support in times of need. However, many policyholders inadvertently compromise their coverage by delaying claim notifications or appointing legal representation without insurer approval. These issues can have serious financial and legal consequences, leading to disputes over coverage and unexpected out-of-pocket expenses. Delays in Claim Notification: A […]
