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How Much Does It Cost To Start A Brewery In Australia?
Thursday, October 30th, 2025
The Australian craft beer industry has exploded over the past decade, with many entrepreneurs drawn to the idea of turning their brewing passion into profit. However, how to start a brewery involves far more than perfecting your pale ale recipe. Understanding the true startup costs - from equipment and licensing to insurance and working capital […]
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What Licenses Do You Need To Open A Brewery In Australia?
Thursday, October 30th, 2025
Australia's craft brewing industry has exploded in recent years, with hundreds of new breweries opening across the country. However, navigating the legal requirements brewery owners must meet can be complex and overwhelming. From federal excise obligations to state-based liquor licensing, understanding what permits and protections you need is crucial before you start brewing your first […]
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How Tech-Savvy Thieves Are Changing Car Theft - And What You Can Do About It
Thursday, October 9th, 2025
Car theft in Victoria has taken a new turn, and it’s not the smash-and-grab kind. Today’s thieves are using technology to bypass traditional locks and immobilisers, often without leaving a trace. Devices that can clone or mimic electronic keys are becoming easier to access, allowing offenders to drive away undetected in a matter of seconds. […]
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Why Annual Insurance Cover Makes More Sense for Film & TV Professionals
Wednesday, October 1st, 2025
The Hidden Cost of Short-Term Cover Short-term cover might look like the cheaper option at first. But buying multiple short-term policies across the year often means you end up paying more. It’s like renting equipment every weekend instead of buying your own kit – convenient in the moment, but much more expensive in the long […]
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What’s Causing the Rise in Insurance Premiums for Breweries, And What to Expect Over the Next 12 Months
Thursday, August 14th, 2025
It’s no secret that Australia’s independent breweries have faced unprecedented challenges in recent years, with rising operational costs, interest rate hikes, and declining consumer spending adding significant pressure. Among these financial burdens, increasing insurance premiums have emerged as another subst antial cost, driven primarily by more frequent claims, rising inflation and repair costs, severe natural disasters, […]
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Is Cyber Insurance Essential for E-Commerce Businesses?
Wednesday, July 23rd, 2025
Have you thought about what you'd do if your business suffered a cyber attack tomorrow? At Midland Insurance, we've talked to plenty of business owners who hadn't considered this possibility - until it was too late. E-commerce businesses, particularly small and medium-sized ones in Australia, are facing increasing threats online. Even if you have solid […]
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Could Wearable Tech Lower Your Health Insurance Costs?
Wednesday, July 23rd, 2025
Ever thought your fitness tracker could lower your insurance bill? At Midland Insurance, we've had countless discussions with our clients about how technology shapes their lives. Wearable tech, like Fitbits or Apple Watches, has caught our attention lately. Could they actually lower your insurance premiums? Our team has explored this, and the results […]
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Should Australian Freelancers Consider Professional Indemnity Insurance?
Wednesday, July 23rd, 2025
Have you ever stopped to wonder what would happen if a client accused you of negligence? When you’re freelancing, it’s easy to overlook the importance of professional indemnity insurance. At Midland Insurance, we often hear from freelancers who mistakenly believe this cover isn't necessary. But here’s the reality, without proper coverage, a single claim can […]
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Is Climate Change Making Your Insurance More Expensive?
Wednesday, July 23rd, 2025
Have you noticed your insurance premiums climbing higher each year? If you live in Australia, chances are you've seen a noticeable increase in your insurance costs recently. What we've found is that climate change isn’t just making headlines, it’s making a real impact on your wallet. Insurance companies base premiums on risk. And right now, […]
