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What Is The Cost Of Cyber Insurance?
Tuesday, March 11th, 2025
Have you ever wondered if cyber insurance is genuinely worth the cost? As a business owner, I often get asked about cyber insurance. With cyber incidents becoming increasingly common, particularly in Australia, I decided to dive deep into what it actually costs and whether it's truly beneficial. Is Cyber Insurance Worth the Price? Recently, I […]
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How To Obtain Personal Liability Coverage in Australia?
Tuesday, March 11th, 2025
Have you ever wondered what would happen if someone got injured at your home, or if you accidentally damaged someone else's property? I recently came across this question myself. As someone who’s deeply involved in helping Australians protect themselves and their businesses, I realised many people aren’t clear about what personal liability coverage actually is, […]
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The Hidden Risks of Delayed Insurance Claims and Unauthorised Legal Representation
Thursday, March 6th, 2025
Insurance policies are designed to provide financial protection and support in times of need. However, many policyholders inadvertently compromise their coverage by delaying claim notifications or appointing legal representation without insurer approval. These issues can have serious financial and legal consequences, leading to disputes over coverage and unexpected out-of-pocket expenses. Delays in Claim Notification: A […]
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Supporting Mornington Peninsula Businesses: Why Choose a Local Insurance Broker?
Thursday, February 27th, 2025
Choosing the right insurance for your business is a big decision, and having someone who truly knows the local area can make all the difference. At Midland, our Somerville office on the Mornington Peninsula is committed to helping local businesses find tailored coverage for their unique needs. Unlike dealing with a call centre or navigating […]
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10 Main Challenges that Small Business Owners Face
Tuesday, February 4th, 2025
Are you facing challenges that are causing you to to struggle keeping your small business afloat in Australia? Owning and operating a small business in Australia is a good idea but it comes with obstacles that are easy to avoid. Ranging from the parallel administration of daily tasks to the maintenance of customers, to promoting […]
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The Risks of Switching Insurance Companies
Tuesday, February 4th, 2025
Have you ever considered whether switching your insurance provider outweighs the possible risks? Changing insurance providers may appear to be a fast route to saving money or obtaining better coverage, but it does come with challenges. Many Australians consider switching when they encounter appealing deals from rivals, yet grasping the potential drawbacks is crucial for […]
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Why Legal Entity Names On Insurance Policies Matter More Than You Think
Thursday, December 19th, 2024
When you buy insurance for your business, there’s one detail you don’t want to overlook: making sure that the name on the policy – the “Insured” name – exactly matches your business’s full legal name. This might sound like a simple thing, but many businesses don’t realise how important it is. Ensuring these names match […]
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Is Public Liability Insurance Tax Deductible for Tradies?
Friday, December 6th, 2024
Are you leaving money on the table by not claiming all your tax deductions? If you're a tradie in Australia, you're no stranger to the costs of running your business espeically when it comes to tools, vehicle maintenance, and insurance. We know that all of those things do add up quickly. That being said, did you […]
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Do I Need Insurance If I Run A Business From Home?
Friday, November 22nd, 2024
Have you ever wondered what could happen if your business activities aren’t covered by your current home insurance policy? Running a business from home can obviously be super rewarding. You can skip the commute (which we know is rough in any CBD in Australia, particularly Sydney and Melbourne), set your own hours, and enjoy a […]