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How Tech-Savvy Thieves Are Changing Car Theft - And What You Can Do About It
Thursday, October 9th, 2025
Car theft in Victoria has taken a new turn, and it’s not the smash-and-grab kind. Today’s thieves are using technology to bypass traditional locks and immobilisers, often without leaving a trace. Devices that can clone or mimic electronic keys are becoming easier to access, allowing offenders to drive away undetected in a matter of seconds. […]
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Why Annual Insurance Cover Makes More Sense for Film & TV Professionals
Wednesday, October 1st, 2025
The Hidden Cost of Short-Term Cover Short-term cover might look like the cheaper option at first. But buying multiple short-term policies across the year often means you end up paying more. It’s like renting equipment every weekend instead of buying your own kit – convenient in the moment, but much more expensive in the long […]
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What’s Causing the Rise in Insurance Premiums for Breweries, And What to Expect Over the Next 12 Months
Thursday, August 14th, 2025
It’s no secret that Australia’s independent breweries have faced unprecedented challenges in recent years, with rising operational costs, interest rate hikes, and declining consumer spending adding significant pressure. Among these financial burdens, increasing insurance premiums have emerged as another subst antial cost, driven primarily by more frequent claims, rising inflation and repair costs, severe natural disasters, […]
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Is Cyber Insurance Essential for E-Commerce Businesses?
Wednesday, July 23rd, 2025
Have you thought about what you'd do if your business suffered a cyber attack tomorrow? At Midland Insurance, we've talked to plenty of business owners who hadn't considered this possibility - until it was too late. E-commerce businesses, particularly small and medium-sized ones in Australia, are facing increasing threats online. Even if you have solid […]
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Could Wearable Tech Lower Your Health Insurance Costs?
Wednesday, July 23rd, 2025
    Ever thought your fitness tracker could lower your insurance bill? At Midland Insurance, we've had countless discussions with our clients about how technology shapes their lives. Wearable tech, like Fitbits or Apple Watches, has caught our attention lately. Could they actually lower your insurance premiums? Our team has explored this, and the results […]
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Should Australian Freelancers Consider Professional Indemnity Insurance?
Wednesday, July 23rd, 2025
Have you ever stopped to wonder what would happen if a client accused you of negligence? When you’re freelancing, it’s easy to overlook the importance of professional indemnity insurance. At Midland Insurance, we often hear from freelancers who mistakenly believe this cover isn't necessary. But here’s the reality, without proper coverage, a single claim can […]
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Is Climate Change Making Your Insurance More Expensive?
Wednesday, July 23rd, 2025
Have you noticed your insurance premiums climbing higher each year? If you live in Australia, chances are you've seen a noticeable increase in your insurance costs recently. What we've found is that climate change isn’t just making headlines, it’s making a real impact on your wallet. Insurance companies base premiums on risk. And right now, […]
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Does Remote Work Affect My Home Insurance Coverage?
Wednesday, July 23rd, 2025
Have you thought about how working from home could impact your home insurance? We’ve all adapted to remote working lately, but at Midland Insurance, we're noticing more customers asking if their current home insurance is enough when their home doubles as an office. It's a smart question because insurance isn't always straightforward. Your home office […]
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What Insurance Do You Need When Purchasing Commercial Real Estate in Australia
Thursday, June 5th, 2025
Are you confident you've got the right protections in place for your new commercial property? Buying commercial real estate here in Australia feels exciting, but it comes bundled with plenty of responsibilities. One thing I've always emphasised—both as a property owner myself and while advising clients—is that getting the right insurance isn't just peace of […]
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Gary Perera

Senior Insurance Broker

With 35 years’ experience in the insurance industry, Gary is a Senior Insurance Broker at Midland with extensive knowledge across a wide range of business sectors. He specialises in insurance for breweries, distilleries, cafés, restaurants, and manufacturing businesses, bringing a depth of practical insight to every client engagement.

Known for his thorough and considered approach, Gary takes the time to understand how each business operates before delivering clear, tailored insurance solutions. A committed professional, he has completed numerous industry qualifications and is a proud member of ANZIIF, maintaining his expertise through ongoing education and regular engagement with industry developments.

Outside of work, Gary is an avid sports enthusiast who enjoys running, football, and cricket. He remains driven by a simple principle: continuous improvement and delivering the highest standard of advice to his clients.

Angus Matheson

Angus Matheson

Senior Insurance Broker

With more than 21 years’ experience in the insurance industry, Angus is a Senior Insurance Broker specialising in Road Freight Transport insurance. He is recognised for his deep understanding of the transport sector and his ability to deliver tailored risk solutions that address the operational and commercial challenges faced by transport businesses.

Angus takes an empathetic, client-first approach, investing the time to understand each business, its priorities, and its risk profile before providing advice. A committed professional, he holds accreditations with NIBA, ANZIIF, CIP, and QPIB, and remains actively engaged with industry developments through ongoing education and professional involvement. His focus is on delivering reliable protection that supports business continuity and long-term confidence.

Sarah Grose

Sarah Grose

Senior Insurance Broker

With more than 17 years’ experience in the insurance industry -including 16 years with Midland - Sarah brings deep expertise and a genuine commitment to helping clients protect what matters most. Having held a range of roles across the business, including management positions, she has a well-rounded understanding of both client needs and the broader insurance landscape.

Sarah specialises in small to medium-sized business insurance, with particular expertise in the film and television sector, self-storage, and, more recently, breweries and distilleries. Her approach is focused on making insurance clear, practical, and tailored to each client’s circumstances. Known for her approachable and solution-focused style, Sarah builds long-term relationships grounded in trust, reliability, and understanding.

She holds a Diploma of Insurance Broking and remains actively engaged in ongoing professional development to ensure her advice stays current and relevant.

Andrew Woff

Andrew Woff

Senior Insurance Broker

With close to 20 years’ experience in the insurance industry, Andrew is a Senior Insurance Broker at Midland specialising in heavy vehicle and equipment insurance, as well as cover for breweries and distilleries. He is particularly well regarded for his ability to secure tailored, cost-effective solutions for assets involving motors, wheels, or tracks, alongside his strong understanding of the risks unique to alcohol production businesses.

Andrew works with a wide range of clients, from sole traders through to large-scale operations, and is known for his clear communication, flexible approach, and commitment to personalised service. A QPIB-accredited broker and member of NIBA, he maintains high professional standards and remains focused on delivering practical, well-considered advice.

Outside the office, Andrew is a proud father of three and an active community volunteer. His interests in music, electronics, mechanics, and brewing reflect the same curiosity and hands-on mindset he brings to his professional work.

Scott McMurtrie

Scott McMurtrie

Senior Insurance Broker

Scott is a Senior Insurance Broker with over 12 years’ experience supporting Australian small and medium-sized businesses. He specialises in tailored insurance solutions across the Film & Entertainment, Transport, and Manufacturing sectors, delivering advice that reflects each client’s specific risks and operations.

With a strong focus on understanding how businesses work in practice, Scott provides clear, relevant cover recommendations backed by ongoing professional development and industry engagement.

Outside the office, he enjoys AFL, soccer, and music, and values building long-term client relationships founded on trust and reliability.

Beau Runnalls

Beau Runnalls

Senior Insurance Broker

Beau is a senior insurance broker at Midland with seven years of industry experience supporting businesses across Australia. He works across a broad range of sectors, with particular expertise in earthmoving, heavy equipment, trades, and the winery industry.

Known for his attention to detail and measured approach, Beau focuses on delivering insurance solutions that are clear, practical, and free from unnecessary complexity. He remains actively engaged in professional development, ensuring his advice reflects current industry standards and best practice.

Beau places strong value on collaboration and long-term client relationships. Outside of work, he enjoys golf and football, reflecting his team-oriented mindset and active approach both professionally and personally.

Alex Petkovic

Alex Petkovic

Senior Insurance Broker  |  Development & Service

With 27 years of experience in the insurance industry, Alex is a senior broker at Midland, recognised for his depth of knowledge, attention to detail, and straightforward approach. While he works across a broad range of businesses, he has a particular focus on clients in the construction and building sectors.

Committed to keeping insurance clear and practical, Alex places a strong emphasis on honesty and client-first advice. He remains actively engaged with industry developments through ongoing professional development and research, and is also a natural mentor, regularly supporting and guiding emerging brokers within the team.

Joshua-Kerr

Joshua Kerr

National Sales Manager

Joshua is Midland’s National Sales Manager, with more than two decades of experience in the insurance industry. His expertise spans a wide range of insurance solutions, with particular depth in the winery and brewery sectors.

Taking a considered, people-focused approach, Joshua works closely with clients to understand how their businesses operate and the risks they face, allowing him to deliver insurance solutions that are both practical and relevant. He is known for his ability to make complex insurance concepts clear and approachable.

Outside of work, Joshua has a strong connection to community, having spent several years coaching junior basketball and serving as Vice President of a children’s basketball club. Staying closely attuned to industry developments, he is committed to helping clients make informed insurance decisions that support their long-term success.

Justin-Lane

Justin Lane

Director

Justin is a Director at Midland and has been part of the business since 2003. With more than two decades of experience, he works closely with small businesses across Australia, helping them secure insurance solutions that genuinely reflect the way they operate.

Known for his practical, solution-focused approach, Justin places strong emphasis on clarity, reliability, and long-term client relationships. His depth of industry knowledge and consistent, hands-on service have seen him become a trusted adviser to many business owners over time.

Damien Lane

Director

Since 2001, Damien has been central to Midland’s evolution, bringing more than two decades of industry experience and a strong commitment to client-focused service. His expertise spans a wide range of sectors, with recognised depth in the brewery and distillery space.

Working with independent brewers across Australia, Damien helps clients navigate complex operational risks with practical, grounded advice. He is known for his industry knowledge, clear communication, and ability to build enduring client relationships.

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