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Is Public Liability Insurance Tax Deductible for Tradies?
Friday, December 6th, 2024
Are you leaving money on the table by not claiming all your tax deductions? If you're a tradie in Australia, you're no stranger to the costs of running your business espeically when it comes to tools, vehicle maintenance, and insurance. We know that all of those things do add up quickly. That being said, did you […]
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Do I Need Insurance If I Run A Business From Home?
Friday, November 22nd, 2024
Have you ever wondered what could happen if your business activities aren’t covered by your current home insurance policy? Running a business from home can obviously be super rewarding. You can skip the commute (which we know is rough in any CBD in Australia, particularly Sydney and Melbourne), set your own hours, and enjoy a […]
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The Advantages of Using an Insurance Broker for Landscaping Businesses
Tuesday, November 19th, 2024
  KEY SUMMARY Insurance brokers offer tailored advice based on your unique business needs, unlike insurers, who promote their own products. Brokers can access multiple insurers, providing a wide range of coverage options, including specialised policies for landscaping businesses. Expert brokers help navigate complex insurance contracts, ensuring comprehensive protection and fewer gaps in coverage. Brokers […]
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Why is Corporate Travel Insurance Important?
Wednesday, October 16th, 2024
Key Summary KEY SUMMARY Business travel insurance offers coverage for medical emergencies, lost luggage, missed flights, and rental vehicle excess, ensuring peace of mind during business trips. It helps companies mitigate financial risks and protect employees while traveling for work. Have you ever thought about what could go wrong during a business trip? Business travel […]
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How Can Motor Fleet Insurance Benefit Both Small and Large Businesses?
Saturday, October 12th, 2024
  KEY SUMMARY Motor Fleet Insurance offers comprehensive coverage for multiple vehicles under one policy, making it more cost-effective and easier to manage than insuring each vehicle individually. It protects against accidents, theft, and liability claims, with customizable options to suit specific business needs. Both small and large businesses benefit from streamlined insurance management and […]
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What Is Included in a Builders Warranty?
Friday, October 11th, 2024
Key Summary KEY SUMMARY A builders warranty protects homeowners from defects in new builds or renovations, covering major structural issues for up to six years and minor defects for two years. It also offers protection if the builder becomes insolvent or disappears. This insurance excludes cosmetic issues and maintenance problems. Thinking of building or renovating? […]
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The risks of lithium-ion batteries, and tips on how to use and dispose of them correctly.
Saturday, July 20th, 2024
Key takeaways: Lithium-ion batteries are a ubiquitous source of power in most modern technology, and they have become integral to our daily lives. But they come with a pretty big fire risk to both homes and businesses when not handled correctly. The average household will own around 33 items powered by lithium-ion batteries by 2026. […]
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The Importance of Insurance Policy Reviews for Australian Businesses
Friday, July 12th, 2024
If you’ve had the same insurance policies in place for a long time, your circumstances have likely changed since the policy was first taken out. It's important to review your insurance policies regularly to ensure your business is adequately protected and that you are not overpaying for coverage you don't need. As part of our […]
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Navigating Business Insurance for Australian SMEs
Wednesday, March 13th, 2024
Running a small to medium-sized enterprise (SME) in Australia can be very rewarding, but it's not without its challenges, particularly when it comes to protecting your business against potential risks. Insurance is a must-have for any business owner, and can ensure that you're protected should the unexpected happen. But not every business needs the same […]
Midland Insurance Brokers Australia Pty Ltd
ABN 81 006 528 329 AFSL 238963
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Gary Perera

Senior Insurance Broker

With 35 years’ experience in the insurance industry, Gary is a Senior Insurance Broker at Midland with extensive knowledge across a wide range of business sectors. He specialises in insurance for breweries, distilleries, cafés, restaurants, and manufacturing businesses, bringing a depth of practical insight to every client engagement.

Known for his thorough and considered approach, Gary takes the time to understand how each business operates before delivering clear, tailored insurance solutions. A committed professional, he has completed numerous industry qualifications and is a proud member of ANZIIF, maintaining his expertise through ongoing education and regular engagement with industry developments.

Outside of work, Gary is an avid sports enthusiast who enjoys running, football, and cricket. He remains driven by a simple principle: continuous improvement and delivering the highest standard of advice to his clients.

Angus Matheson

Angus Matheson

Senior Insurance Broker

With more than 21 years’ experience in the insurance industry, Angus is a Senior Insurance Broker specialising in Road Freight Transport insurance. He is recognised for his deep understanding of the transport sector and his ability to deliver tailored risk solutions that address the operational and commercial challenges faced by transport businesses.

Angus takes an empathetic, client-first approach, investing the time to understand each business, its priorities, and its risk profile before providing advice. A committed professional, he holds accreditations with NIBA, ANZIIF, CIP, and QPIB, and remains actively engaged with industry developments through ongoing education and professional involvement. His focus is on delivering reliable protection that supports business continuity and long-term confidence.

Sarah Grose

Sarah Grose

Senior Insurance Broker

With more than 17 years’ experience in the insurance industry -including 16 years with Midland - Sarah brings deep expertise and a genuine commitment to helping clients protect what matters most. Having held a range of roles across the business, including management positions, she has a well-rounded understanding of both client needs and the broader insurance landscape.

Sarah specialises in small to medium-sized business insurance, with particular expertise in the film and television sector, self-storage, and, more recently, breweries and distilleries. Her approach is focused on making insurance clear, practical, and tailored to each client’s circumstances. Known for her approachable and solution-focused style, Sarah builds long-term relationships grounded in trust, reliability, and understanding.

She holds a Diploma of Insurance Broking and remains actively engaged in ongoing professional development to ensure her advice stays current and relevant.

Andrew Woff

Andrew Woff

Senior Insurance Broker

With close to 20 years’ experience in the insurance industry, Andrew is a Senior Insurance Broker at Midland specialising in heavy vehicle and equipment insurance, as well as cover for breweries and distilleries. He is particularly well regarded for his ability to secure tailored, cost-effective solutions for assets involving motors, wheels, or tracks, alongside his strong understanding of the risks unique to alcohol production businesses.

Andrew works with a wide range of clients, from sole traders through to large-scale operations, and is known for his clear communication, flexible approach, and commitment to personalised service. A QPIB-accredited broker and member of NIBA, he maintains high professional standards and remains focused on delivering practical, well-considered advice.

Outside the office, Andrew is a proud father of three and an active community volunteer. His interests in music, electronics, mechanics, and brewing reflect the same curiosity and hands-on mindset he brings to his professional work.

Scott McMurtrie

Scott McMurtrie

Senior Insurance Broker

Scott is a Senior Insurance Broker with over 12 years’ experience supporting Australian small and medium-sized businesses. He specialises in tailored insurance solutions across the Film & Entertainment, Transport, and Manufacturing sectors, delivering advice that reflects each client’s specific risks and operations.

With a strong focus on understanding how businesses work in practice, Scott provides clear, relevant cover recommendations backed by ongoing professional development and industry engagement.

Outside the office, he enjoys AFL, soccer, and music, and values building long-term client relationships founded on trust and reliability.

Beau Runnalls

Beau Runnalls

Senior Insurance Broker

Beau is a senior insurance broker at Midland with seven years of industry experience supporting businesses across Australia. He works across a broad range of sectors, with particular expertise in earthmoving, heavy equipment, trades, and the winery industry.

Known for his attention to detail and measured approach, Beau focuses on delivering insurance solutions that are clear, practical, and free from unnecessary complexity. He remains actively engaged in professional development, ensuring his advice reflects current industry standards and best practice.

Beau places strong value on collaboration and long-term client relationships. Outside of work, he enjoys golf and football, reflecting his team-oriented mindset and active approach both professionally and personally.

Alex Petkovic

Alex Petkovic

Senior Insurance Broker  |  Development & Service

With 27 years of experience in the insurance industry, Alex is a senior broker at Midland, recognised for his depth of knowledge, attention to detail, and straightforward approach. While he works across a broad range of businesses, he has a particular focus on clients in the construction and building sectors.

Committed to keeping insurance clear and practical, Alex places a strong emphasis on honesty and client-first advice. He remains actively engaged with industry developments through ongoing professional development and research, and is also a natural mentor, regularly supporting and guiding emerging brokers within the team.

Joshua-Kerr

Joshua Kerr

National Sales Manager

Joshua is Midland’s National Sales Manager, with more than two decades of experience in the insurance industry. His expertise spans a wide range of insurance solutions, with particular depth in the winery and brewery sectors.

Taking a considered, people-focused approach, Joshua works closely with clients to understand how their businesses operate and the risks they face, allowing him to deliver insurance solutions that are both practical and relevant. He is known for his ability to make complex insurance concepts clear and approachable.

Outside of work, Joshua has a strong connection to community, having spent several years coaching junior basketball and serving as Vice President of a children’s basketball club. Staying closely attuned to industry developments, he is committed to helping clients make informed insurance decisions that support their long-term success.

Justin-Lane

Justin Lane

Director

Justin is a Director at Midland and has been part of the business since 2003. With more than two decades of experience, he works closely with small businesses across Australia, helping them secure insurance solutions that genuinely reflect the way they operate.

Known for his practical, solution-focused approach, Justin places strong emphasis on clarity, reliability, and long-term client relationships. His depth of industry knowledge and consistent, hands-on service have seen him become a trusted adviser to many business owners over time.

Damien Lane

Director

Since 2001, Damien has been central to Midland’s evolution, bringing more than two decades of industry experience and a strong commitment to client-focused service. His expertise spans a wide range of sectors, with recognised depth in the brewery and distillery space.

Working with independent brewers across Australia, Damien helps clients navigate complex operational risks with practical, grounded advice. He is known for his industry knowledge, clear communication, and ability to build enduring client relationships.

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