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Future Insurance Trends and Innovations for the Australian Fitout Industry
Tuesday, February 20th, 2024
The interior fitout industry in Australia is evolving rapidly, influenced by changing client demands, technological advancements, and the broader economic landscape. As preferred insurance supplier of the Interior Fitout Association and TotalFitouts, it's crucial for us specialist brokers to stay ahead of the curve, understanding and forecasting the trends and innovations that will shape the […]
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Why Your Insurance Bills are Going Up - Factors, Impacts, and Strategies for Consumers
Monday, February 12th, 2024
Inflation has decreased to its lowest level in two years, yet the cost of insurance continues to rise. The Australian Bureau of Statistics (ABS) attributes the surge in insurance premiums to the escalating costs of claims, augmented reinsurance expenses, and the impact of natural disasters. Key Insights 1. Recent statistics indicate a more than 16% […]
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Insurance and Security for Self-Storage Businesses in Australia
Wednesday, February 7th, 2024
The self-storage industry in Australia has seen a significant growth over the past decade, with more individuals and businesses seeking storage solutions for various reasons. This surge in demand has necessitated a more robust approach to insurance and security, ensuring that both the business and its clients are adequately protected. This article delves into the […]
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Filming on Location in Australia: A Deep Dive into Insurance Considerations
Tuesday, January 30th, 2024
Australia, with its diverse landscapes and vibrant cities, has become a popular destination for filmmakers around the world. However, shooting in this unique terrain comes with its own set of challenges, particularly in terms of insurance and risk management. From the unpredictability of natural disasters to local regulatory compliance, this article delves into the specific […]
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Landscape Architect Insurance - Professional Indemnity Insurance for Architects
Monday, January 29th, 2024
If you’re working in landscape design, professional indemnity insurance is one of those things you really don’t want to go without. It’s there to protect you if something goes wrong - like a client claiming your design or advice caused them a loss. In a field that blends creativity, technical skill, and environmental know-how, having […]
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Navigating Building Valuations and Insurance: A Guide for Australian Strata Property Owners
Friday, January 19th, 2024
In the Australian real estate landscape, strata title properties represent a unique form of ownership. For owners of these properties, understanding the importance of accurate building valuations and the implications on insurance is crucial. This guide is tailored specifically for strata property owners, providing essential insights into managing their investments effectively.   The Importance of […]
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Case Studies: How Insurance Saved Photography Businesses
Tuesday, December 19th, 2023
In the world of professional photography, the unexpected can and does happen. From damaged equipment to last-minute cancellations, the risks are real and can be financially devastating. This is where insurance becomes not just a safety net, but a crucial pillar in the foundation of a successful photography business. Through real-life case studies, we can […]
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Insurance Best Practices for Australian Breweries
Tuesday, December 19th, 2023
In Australia, breweries face a variety of risks from equipment damage to liability issues, so understanding and implementing insurance best practices is crucial for the protection and longevity of a brewery. Understanding Brewery-Specific Risks Each brewery in Australia has its own set of risks, influenced by factors like location, size, types of beverages produced, and […]
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How To Prepare Your Home And Property For Bushfires
Tuesday, October 3rd, 2023
As summer approaches, the Insurance Council of Australia is stressing the importance of early bushfire preparedness for property owners and tenants to proactively mitigate risks and protect their homes and assets. Following three consecutive years of La Niña, the Bureau of Meteorology has officially declared the onset of an El Niño event, coinciding with severe […]
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Gary Perera

Senior Insurance Broker

With 35 years’ experience in the insurance industry, Gary is a Senior Insurance Broker at Midland with extensive knowledge across a wide range of business sectors. He specialises in insurance for breweries, distilleries, cafés, restaurants, and manufacturing businesses, bringing a depth of practical insight to every client engagement.

Known for his thorough and considered approach, Gary takes the time to understand how each business operates before delivering clear, tailored insurance solutions. A committed professional, he has completed numerous industry qualifications and is a proud member of ANZIIF, maintaining his expertise through ongoing education and regular engagement with industry developments.

Outside of work, Gary is an avid sports enthusiast who enjoys running, football, and cricket. He remains driven by a simple principle: continuous improvement and delivering the highest standard of advice to his clients.

Angus Matheson

Angus Matheson

Senior Insurance Broker

With more than 21 years’ experience in the insurance industry, Angus is a Senior Insurance Broker specialising in Road Freight Transport insurance. He is recognised for his deep understanding of the transport sector and his ability to deliver tailored risk solutions that address the operational and commercial challenges faced by transport businesses.

Angus takes an empathetic, client-first approach, investing the time to understand each business, its priorities, and its risk profile before providing advice. A committed professional, he holds accreditations with NIBA, ANZIIF, CIP, and QPIB, and remains actively engaged with industry developments through ongoing education and professional involvement. His focus is on delivering reliable protection that supports business continuity and long-term confidence.

Sarah Grose

Sarah Grose

Senior Insurance Broker

With more than 17 years’ experience in the insurance industry -including 16 years with Midland - Sarah brings deep expertise and a genuine commitment to helping clients protect what matters most. Having held a range of roles across the business, including management positions, she has a well-rounded understanding of both client needs and the broader insurance landscape.

Sarah specialises in small to medium-sized business insurance, with particular expertise in the film and television sector, self-storage, and, more recently, breweries and distilleries. Her approach is focused on making insurance clear, practical, and tailored to each client’s circumstances. Known for her approachable and solution-focused style, Sarah builds long-term relationships grounded in trust, reliability, and understanding.

She holds a Diploma of Insurance Broking and remains actively engaged in ongoing professional development to ensure her advice stays current and relevant.

Andrew Woff

Andrew Woff

Senior Insurance Broker

With close to 20 years’ experience in the insurance industry, Andrew is a Senior Insurance Broker at Midland specialising in heavy vehicle and equipment insurance, as well as cover for breweries and distilleries. He is particularly well regarded for his ability to secure tailored, cost-effective solutions for assets involving motors, wheels, or tracks, alongside his strong understanding of the risks unique to alcohol production businesses.

Andrew works with a wide range of clients, from sole traders through to large-scale operations, and is known for his clear communication, flexible approach, and commitment to personalised service. A QPIB-accredited broker and member of NIBA, he maintains high professional standards and remains focused on delivering practical, well-considered advice.

Outside the office, Andrew is a proud father of three and an active community volunteer. His interests in music, electronics, mechanics, and brewing reflect the same curiosity and hands-on mindset he brings to his professional work.

Scott McMurtrie

Scott McMurtrie

Senior Insurance Broker

Scott is a Senior Insurance Broker with over 12 years’ experience supporting Australian small and medium-sized businesses. He specialises in tailored insurance solutions across the Film & Entertainment, Transport, and Manufacturing sectors, delivering advice that reflects each client’s specific risks and operations.

With a strong focus on understanding how businesses work in practice, Scott provides clear, relevant cover recommendations backed by ongoing professional development and industry engagement.

Outside the office, he enjoys AFL, soccer, and music, and values building long-term client relationships founded on trust and reliability.

Beau Runnalls

Beau Runnalls

Senior Insurance Broker

Beau is a senior insurance broker at Midland with seven years of industry experience supporting businesses across Australia. He works across a broad range of sectors, with particular expertise in earthmoving, heavy equipment, trades, and the winery industry.

Known for his attention to detail and measured approach, Beau focuses on delivering insurance solutions that are clear, practical, and free from unnecessary complexity. He remains actively engaged in professional development, ensuring his advice reflects current industry standards and best practice.

Beau places strong value on collaboration and long-term client relationships. Outside of work, he enjoys golf and football, reflecting his team-oriented mindset and active approach both professionally and personally.

Alex Petkovic

Alex Petkovic

Senior Insurance Broker  |  Development & Service

With 27 years of experience in the insurance industry, Alex is a senior broker at Midland, recognised for his depth of knowledge, attention to detail, and straightforward approach. While he works across a broad range of businesses, he has a particular focus on clients in the construction and building sectors.

Committed to keeping insurance clear and practical, Alex places a strong emphasis on honesty and client-first advice. He remains actively engaged with industry developments through ongoing professional development and research, and is also a natural mentor, regularly supporting and guiding emerging brokers within the team.

Joshua-Kerr

Joshua Kerr

National Sales Manager

Joshua is Midland’s National Sales Manager, with more than two decades of experience in the insurance industry. His expertise spans a wide range of insurance solutions, with particular depth in the winery and brewery sectors.

Taking a considered, people-focused approach, Joshua works closely with clients to understand how their businesses operate and the risks they face, allowing him to deliver insurance solutions that are both practical and relevant. He is known for his ability to make complex insurance concepts clear and approachable.

Outside of work, Joshua has a strong connection to community, having spent several years coaching junior basketball and serving as Vice President of a children’s basketball club. Staying closely attuned to industry developments, he is committed to helping clients make informed insurance decisions that support their long-term success.

Justin-Lane

Justin Lane

Director

Justin is a Director at Midland and has been part of the business since 2003. With more than two decades of experience, he works closely with small businesses across Australia, helping them secure insurance solutions that genuinely reflect the way they operate.

Known for his practical, solution-focused approach, Justin places strong emphasis on clarity, reliability, and long-term client relationships. His depth of industry knowledge and consistent, hands-on service have seen him become a trusted adviser to many business owners over time.

Damien Lane

Director

Since 2001, Damien has been central to Midland’s evolution, bringing more than two decades of industry experience and a strong commitment to client-focused service. His expertise spans a wide range of sectors, with recognised depth in the brewery and distillery space.

Working with independent brewers across Australia, Damien helps clients navigate complex operational risks with practical, grounded advice. He is known for his industry knowledge, clear communication, and ability to build enduring client relationships.

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