Comprehensive Courier Vehicle Insurance Over 2 Tonnes

For over 20 years we have provided insurance for the courier and taxi truck industry (vehicles over 2 tonnes only) with specialised products to cater for the requirements of the General Carriers Contract Determination. These are group schemes for Accident/Illness, Public Liability and Carriers Liability insurances.

Running a courier or taxi truck business involves a substantial investment in your fleet of vehicles, and protecting that investment is crucial. Our insurance coverage is designed to provide you with peace of mind, ensuring that you're financially protected against a range of risks, including accidents, theft, and damage.

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Benefits of Our Insurance Coverage

Financial Security

Our insurance policies offer financial protection against unexpected events. In the unfortunate event of an accident, your insurance will cover the cost of repairs, helping you avoid significant out-of-pocket expenses.

Comprehensive Coverage

Our policies are tailored to the unique needs of the courier and taxi truck industry, including coverage for damage to your vehicles, theft, fire, and third-party liability. You can rest assured that your business is protected against a wide range of risks.

Legal Compliance

In Australia, it's a legal requirement for all vehicles to have a minimum level of insurance coverage. Our policies ensure that you remain compliant with these regulations, avoiding potential fines and legal consequences.

Business Continuity

In the event of an accident or theft, our insurance helps you get back on the road quickly, minimising downtime and ensuring that your business can continue to operate smoothly.

Tailored Solutions

We understand that no two courier and taxi truck businesses are the same. Our experienced team will work closely with you to customise your insurance policy to meet your specific needs, ensuring you're not paying for coverage you don't require.

Coverage and Policy Inclusions

Our insurance policies for the courier and taxi truck industry typically include:

Comprehensive Vehicle Coverage

Protection against damage to your vehicles from accidents, fire, theft, vandalism, and more.

Third-Party Liability

Coverage for bodily injury and property damage to third parties in the event of an accident.

Cargo Insurance

Optional coverage for the goods or cargo you transport, protecting you from losses in case of damage or theft.

Business Interruption Coverage

Protection for lost income if your vehicles are temporarily out of service due to covered incidents.

Legal Expenses

Coverage for legal fees and expenses in case of disputes or liability claims.

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Who Benefits Most From Our Insurance Policies

Insurance for vehicles over 2 tonnes in the courier and taxi truck industry is particularly relevant for:

Courier Companies

Small to large courier companies that offer parcel delivery services can benefit greatly from this insurance. It covers their delivery vehicles against accidents, damage, and theft, ensuring that they can fulfill their delivery commitments without disruption.

Taxi Truck Operators

Businesses that specialise in transporting oversized or heavy cargo, such as construction materials, machinery, or industrial equipment, rely heavily on taxi trucks. Insurance for these vehicles is crucial to protect against potential damage during loading, transportation, and unloading.

Specialist Industries

However, while courier companies and truck operator companies are the primary focus, our insurance policies can also be adapted to suit other related businesses and groups, such as freight and logistics companies, owner-operators, contractors and subcontractors, retailors and distributors, manufacturers and cargo owners.

Insurance is not only a legal requirement but also a strategic business decision to protect valuable assets, ensure contractual commitments are met, and maintain the flow of goods and services. These insurance policies provide financial security and enable businesses to focus on their core operations without worrying about unforeseen risks.

Get Your Tailored Insurance Quote Today

At Midland, we're committed to helping you protect your business and assets. With our tailored insurance solutions for the Australian courier and taxi truck industry, you can focus on growing your business, knowing that you're covered in case of any mishaps.

Contact us today to discuss your insurance needs and get a customised quote. Either fill in the short form on this page and one of our brokers will be in touch, or give us a call on 1300 306 571.