Interior Fitout Insurance: Protecting Your Business

As the Interior Fitout Association's (IFA) long-time major sponsor, and TotalFitouts preferred insurance supplier, we have developed a range of policies that cater perfectly to the needs of all those in the fitout industry. We can also tailor these policies to assist interior designers & manufacturers, builders, carpenters, cabinet makers, joiners and other wood working trades with their insurance needs.

Finding you the most appropriate cover that protects every aspect of your business is what we do best. From property insurance and public liability cover, to contract works and equipment cover while in transit, we'll find you a policy that fits.

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Key Benefits of Interior Fitout Insurance

Generic policies often miss the mark when it comes to covering the real risks of your business. Tailored cover makes sure you're protected where it matters most.

Protect Your Assets

Cover tools, equipment, and materials against theft, damage, or loss.

Stay Project-Ready

Meet client requirements with the right insurance in place.

Work Without Worry

Minimise disruption and keep projects on track when setbacks happen.

Fit-for-Purpose-Cover

Customise your policy to suit your niche - whether it’s retail, hospitality, or commercial office fitouts. Get coverage that matches your specific risks and needs.

Interior Fitout Insurance Coverage

Comprehensive protection designed specifically for the fitout industry.

Public Liability

Protection for third-party injury or property damage during fitout work.

Professional Indemnity

Coverage for errors, omissions, or negligent acts in professional services and advice.

Business Interruption

Protects income and expenses when unforeseen events force you to stop trading

Plant & Equipment

Protection for machinery, tools, and equipment against damage or theft.

Contract Works

Coverage for fitout projects against damage during the construction period.

Management Liability

Protects directors and managers against legal, financial, and regulatory claims.

INSURANCE COVERS

Specialist Industries

Why Choose Midland for Your Interior Fitout Business Insurance?

Industry Expertise

Midland's brokers are well-versed in the unique risks and challenges that interior designers, contractors, and business owners face.

Customised Solutions

Every interior fitout business is different, so we tailor our cover to match. At Midland, you'll get a policy built around your needs - not a generic one.

Claims Support

If you need to make a claim, Midland’s here to help. Our dedicated team handles claims quickly and fairly to keep your business moving with minimal disruption.

Strong Industry Relationships

Our strong ties with trusted insurers give us access to a wide range of cover options and let us secure competitive premiums for your business.

Client-centric Approach

We focus on personalised service, taking the time to understand your needs. Our brokers cut through the jargon, guide you through the process, and stay by your side for ongoing support.

Get Your Interior Fitout Insurance Quote Today

Ready to protect your next fitout project? We make it simple to get the right cover, with fast quotes and expert support when you need it. No jargon. No fuss. Just insurance that fits.

You can reach us by either filling out the Request A Quote form on this page, emailing shopfitters@midlandinsurance.com.au, or by giving us a call on 1300 306 571.

Midland are a proud long-time major sponsor of the Interior Fitout Association (IFA), and the preferred insurance supplier for Total Fitouts.