Interior Fitout Insurance: Protecting Your Business

As the Interior Fitout Association's (IFA) long-time major sponsor, and TotalFitouts preferred insurance supplier, we have developed a range of policies that cater perfectly to the needs of all those in the fitout industry. We can also tailor these policies to assist interior designers & manufacturers, builders, carpenters, cabinet makers, joiners and other wood working trades with their insurance needs.

Finding you the most appropriate cover that protects every aspect of your business is what we do best. From property insurance and public liability cover, to contract works and equipment cover while in transit, we'll find you a policy that fits.

Key Benefits of Interior Fitout Insurance

Generic policies often miss the mark when it comes to covering the real risks of your business. Tailored cover makes sure you're protected where it matters most.

Protect Your Assets

Cover tools, equipment, and materials against theft, damage, or loss.

Stay Project-Ready

Meet client requirements with the right insurance in place.

Work Without Worry

Minimise disruption and keep projects on track when setbacks happen.

Fit-for-Purpose-Cover

Customise your policy to suit your niche - whether it’s retail, hospitality, or commercial office fitouts. Get coverage that matches your specific risks and needs. 

Interior Fitout Insurance Coverage

Comprehensive protection designed specifically for the fitout industry.

Public Liability

Protection for third-party injury or property damage during fitout work.

Professional Indemnity

Coverage for errors, omissions, or negligent acts in professional services and advice.

insurance for retail businesses

Business Interruption

Protects income and expenses when unforeseen events force you to stop trading

Plant & Equipment

Protection for machinery, tools, and equipment against damage or theft.

Contract Works

Coverage for fitout projects against damage during the construction period.

Management Liability

Protects directors and managers against legal, financial, and regulatory claims.

Why Choose Midland for Your Interior Fitout Business Insurance?

Industry Expertise

Midland's brokers are well-versed in the unique risks and challenges that interior designers, contractors, and business owners face. 

Customised Solutions

Every interior fitout business is different, so we tailor our cover to match. At Midland, you'll get a policy built around your needs - not a generic one.

Claims Support

If you need to make a claim, Midland’s here to help. Our dedicated team handles claims quickly and fairly to keep your business moving with minimal disruption.

Strong Industry Relationships

Our strong ties with trusted insurers give us access to a wide range of cover options and let us secure competitive premiums for your business.

Client-centric Approach

We focus on personalised service, taking the time to understand your needs. Our brokers cut through the jargon, guide you through the process, and stay by your side for ongoing support.

Get Your Interior Fitout Insurance Quote Today

Ready to protect your next fitout project? We make it simple to get the right cover, with fast quotes and expert support when you need it. No jargon. No fuss. Just insurance that fits.

You can reach us by either filling out the Request A Quote form on this page, emailing shopfitters@midlandinsurance.com.au, or by giving us a call on 1300 306 571.

Midland are a proud long-time major sponsor of the Interior Fitout Association (IFA), and the preferred insurance supplier for Total Fitouts.

Request A Quote


Midland Insurance Brokers Australia Pty Ltd
ABN 81 006 528 329 AFSL 238963
- Important information about insurance contracts
- Midland FSG
- Terms of Engagement
- Privacy statement and compliance
- General Insurance Code of Practice
- Insurance Brokers Code of Practice
- Complaints and disputes
Beau Runnalls

Beau Runnalls

Senior Insurance Broker

Beau is a senior insurance broker at Midland with seven years of industry experience supporting businesses across Australia. He works across a broad range of sectors, with particular expertise in earthmoving, heavy equipment, trades, and the winery industry.

Known for his attention to detail and measured approach, Beau focuses on delivering insurance solutions that are clear, practical, and free from unnecessary complexity. He remains actively engaged in professional development, ensuring his advice reflects current industry standards and best practice.

Beau places strong value on collaboration and long-term client relationships. Outside of work, he enjoys golf and football, reflecting his team-oriented mindset and active approach both professionally and personally.

Alex Petkovic

Alex Petkovic

Senior Insurance Broker  |  Development & Service

With 27 years of experience in the insurance industry, Alex is a senior broker at Midland, recognised for his depth of knowledge, attention to detail, and straightforward approach. While he works across a broad range of businesses, he has a particular focus on clients in the construction and building sectors.

Committed to keeping insurance clear and practical, Alex places a strong emphasis on honesty and client-first advice. He remains actively engaged with industry developments through ongoing professional development and research, and is also a natural mentor, regularly supporting and guiding emerging brokers within the team.

Joshua-Kerr

Joshua Kerr

National Sales Manager

Joshua is Midland’s National Sales Manager, with more than two decades of experience in the insurance industry. His expertise spans a wide range of insurance solutions, with particular depth in the winery and brewery sectors.

Taking a considered, people-focused approach, Joshua works closely with clients to understand how their businesses operate and the risks they face, allowing him to deliver insurance solutions that are both practical and relevant. He is known for his ability to make complex insurance concepts clear and approachable.

Outside of work, Joshua has a strong connection to community, having spent several years coaching junior basketball and serving as Vice President of a children’s basketball club. Staying closely attuned to industry developments, he is committed to helping clients make informed insurance decisions that support their long-term success.

Justin-Lane

Justin Lane

Director

Justin is a Director at Midland and has been part of the business since 2003. With more than two decades of experience, he works closely with small businesses across Australia, helping them secure insurance solutions that genuinely reflect the way they operate.

Known for his practical, solution-focused approach, Justin places strong emphasis on clarity, reliability, and long-term client relationships. His depth of industry knowledge and consistent, hands-on service have seen him become a trusted adviser to many business owners over time.

Damien Lane

Director

Since 2001, Damien has been central to Midland’s evolution, bringing more than two decades of industry experience and a strong commitment to client-focused service. His expertise spans a wide range of sectors, with recognised depth in the brewery and distillery space.

Working with independent brewers across Australia, Damien helps clients navigate complex operational risks with practical, grounded advice. He is known for his industry knowledge, clear communication, and ability to build enduring client relationships.

linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram