Independent advice. Specialist business cover. Real support when it counts.
Insurance for businesses isn’t one-size-fits-all. An insurance broker works with you to understand how your business operates, identify the risks you face, and arrange cover that actually fits - not just a standard policy off the shelf.
Running a business means managing ongoing risks, from legal liability and employee safety to cyber threats, contracts, and cash flow. Choosing the right insurance is critical, but understanding policy wording, exclusions, and claims processes can be complex and time-consuming.
An insurance broker helps business owners manage these risks with clear advice, tailored cover, and ongoing support - working on your behalf, not the insurer’s.
Running a business means managing risk - from contracts and liability to assets, staff, and cash flow. An insurance broker helps you navigate these risks with clear advice and access to the right cover, without the guesswork.
We work for you, not the insurer.
Including specialist and niche markets.
Based on how your business actually operates.
Support and representation when you need to make a claim.
As your business grows or changes.
We handle the complexity so you can focus on your business.
At a glance: key insights for australian business owners
Businesses that purchase insurance without advice often underestimate their exposures, leading to gaps in cover at claim time.
Source: National Insurance Brokers Association (NIBA) & Deloitte Access Economics
Business owners who work with an insurance broker report greater confidence that their insurance will respond correctly at claim time.
Source: Vero SME Insurance Index
Insurance brokers are legally required to act in your best interests. That means advice is based on your business needs, not on promoting a particular insurer or product.
We take the time to understand your operations, contracts, revenue streams, and risk exposures before recommending cover.
Unlike buying direct, a broker isn’t limited to a single insurer’s products.
This is especially valuable for businesses in specialised or fast-changing industries.
Many businesses are underinsured because their policy doesn’t reflect how they actually operate.
A broker helps ensure your cover matches:
The result is fewer surprises at claim time.
Get a tailored review from a broker who understands your business, your risks, and how your insurance should respond.
A broker’s role goes beyond arranging a policy. It’s an ongoing partnership that evolves as your business does.
We take the time to understand how your business operates - including contracts, revenue, assets, and risk exposures - before recommending cover.
We approach multiple insurers and specialist markets to structure cover that reflects your operations, not assumptions.
If a claim occurs, we assist with lodgement, manage communication, and advocate on your behalf to help achieve a fair outcome.
As your business grows or changes, we review your insurance to ensure your cover continues to remain appropriate.
We specialise in providing insurance advice to Australian businesses across a wide range of industries.
Our role is to simplify insurance and help protect what you’ve worked hard to build.
In many cases, no. Broker remuneration is often built into the policy premium, meaning you pay no more than going direct while still receiving advice and support.
Brokers are typically paid a commission by the insurer, which is disclosed upfront - meaning many businesses receive expert advice and claims support without paying extra.
Your broker assists throughout the claims process - from lodging the claim to liaising with the insurer and helping resolve issues if they arise. Visit our claims page for more claims-related FAQs.
No. Brokers work with businesses of all sizes, from sole traders to large organisations. The value lies in ensuring cover suits your specific risks.
If you’d like tailored advice or want to review your insurance cover, our brokers are here to help. Contact your local Midland office to speak with an expert who understands your risks and can recommend the right protection - without the jargon.
Our offices are open 8:30am to 5:00pm, Monday to Friday. If you have questions or need assistance, we’re only a phone call away.
Senior Insurance Broker
With 35 years’ experience in the insurance industry, Gary is a Senior Insurance Broker at Midland with extensive knowledge across a wide range of business sectors. He specialises in insurance for breweries, distilleries, cafés, restaurants, and manufacturing businesses, bringing a depth of practical insight to every client engagement.
Known for his thorough and considered approach, Gary takes the time to understand how each business operates before delivering clear, tailored insurance solutions. A committed professional, he has completed numerous industry qualifications and is a proud member of ANZIIF, maintaining his expertise through ongoing education and regular engagement with industry developments.
Outside of work, Gary is an avid sports enthusiast who enjoys running, football, and cricket. He remains driven by a simple principle: continuous improvement and delivering the highest standard of advice to his clients.
Senior Insurance Broker
With more than 21 years’ experience in the insurance industry, Angus is a Senior Insurance Broker specialising in Road Freight Transport insurance. He is recognised for his deep understanding of the transport sector and his ability to deliver tailored risk solutions that address the operational and commercial challenges faced by transport businesses.
Angus takes an empathetic, client-first approach, investing the time to understand each business, its priorities, and its risk profile before providing advice. A committed professional, he holds accreditations with NIBA, ANZIIF, CIP, and QPIB, and remains actively engaged with industry developments through ongoing education and professional involvement. His focus is on delivering reliable protection that supports business continuity and long-term confidence.
Senior Insurance Broker
With more than 17 years’ experience in the insurance industry -including 16 years with Midland - Sarah brings deep expertise and a genuine commitment to helping clients protect what matters most. Having held a range of roles across the business, including management positions, she has a well-rounded understanding of both client needs and the broader insurance landscape.
Sarah specialises in small to medium-sized business insurance, with particular expertise in the film and television sector, self-storage, and, more recently, breweries and distilleries. Her approach is focused on making insurance clear, practical, and tailored to each client’s circumstances. Known for her approachable and solution-focused style, Sarah builds long-term relationships grounded in trust, reliability, and understanding.
She holds a Diploma of Insurance Broking and remains actively engaged in ongoing professional development to ensure her advice stays current and relevant.
Senior Insurance Broker
With close to 20 years’ experience in the insurance industry, Andrew is a Senior Insurance Broker at Midland specialising in heavy vehicle and equipment insurance, as well as cover for breweries and distilleries. He is particularly well regarded for his ability to secure tailored, cost-effective solutions for assets involving motors, wheels, or tracks, alongside his strong understanding of the risks unique to alcohol production businesses.
Andrew works with a wide range of clients, from sole traders through to large-scale operations, and is known for his clear communication, flexible approach, and commitment to personalised service. A QPIB-accredited broker and member of NIBA, he maintains high professional standards and remains focused on delivering practical, well-considered advice.
Outside the office, Andrew is a proud father of three and an active community volunteer. His interests in music, electronics, mechanics, and brewing reflect the same curiosity and hands-on mindset he brings to his professional work.
Senior Insurance Broker
Scott is a Senior Insurance Broker with over 12 years’ experience supporting Australian small and medium-sized businesses. He specialises in tailored insurance solutions across the Film & Entertainment, Transport, and Manufacturing sectors, delivering advice that reflects each client’s specific risks and operations.
With a strong focus on understanding how businesses work in practice, Scott provides clear, relevant cover recommendations backed by ongoing professional development and industry engagement.
Outside the office, he enjoys AFL, soccer, and music, and values building long-term client relationships founded on trust and reliability.
Senior Insurance Broker
Beau is a senior insurance broker at Midland with seven years of industry experience supporting businesses across Australia. He works across a broad range of sectors, with particular expertise in earthmoving, heavy equipment, trades, and the winery industry.
Known for his attention to detail and measured approach, Beau focuses on delivering insurance solutions that are clear, practical, and free from unnecessary complexity. He remains actively engaged in professional development, ensuring his advice reflects current industry standards and best practice.
Beau places strong value on collaboration and long-term client relationships. Outside of work, he enjoys golf and football, reflecting his team-oriented mindset and active approach both professionally and personally.
Senior Insurance Broker | Development & Service
With 27 years of experience in the insurance industry, Alex is a senior broker at Midland, recognised for his depth of knowledge, attention to detail, and straightforward approach. While he works across a broad range of businesses, he has a particular focus on clients in the construction and building sectors.
Committed to keeping insurance clear and practical, Alex places a strong emphasis on honesty and client-first advice. He remains actively engaged with industry developments through ongoing professional development and research, and is also a natural mentor, regularly supporting and guiding emerging brokers within the team.
National Sales Manager
Joshua is Midland’s National Sales Manager, with more than two decades of experience in the insurance industry. His expertise spans a wide range of insurance solutions, with particular depth in the winery and brewery sectors.
Taking a considered, people-focused approach, Joshua works closely with clients to understand how their businesses operate and the risks they face, allowing him to deliver insurance solutions that are both practical and relevant. He is known for his ability to make complex insurance concepts clear and approachable.
Outside of work, Joshua has a strong connection to community, having spent several years coaching junior basketball and serving as Vice President of a children’s basketball club. Staying closely attuned to industry developments, he is committed to helping clients make informed insurance decisions that support their long-term success.
Director
Justin is a Director at Midland and has been part of the business since 2003. With more than two decades of experience, he works closely with small businesses across Australia, helping them secure insurance solutions that genuinely reflect the way they operate.
Known for his practical, solution-focused approach, Justin places strong emphasis on clarity, reliability, and long-term client relationships. His depth of industry knowledge and consistent, hands-on service have seen him become a trusted adviser to many business owners over time.
Director
Since 2001, Damien has been central to Midland’s evolution, bringing more than two decades of industry experience and a strong commitment to client-focused service. His expertise spans a wide range of sectors, with recognised depth in the brewery and distillery space.
Working with independent brewers across Australia, Damien helps clients navigate complex operational risks with practical, grounded advice. He is known for his industry knowledge, clear communication, and ability to build enduring client relationships.

