Midland Insurance Brokers Australia

Personal Cyber Insurance : Protecting Your Digital World.

With many Australians spending more time working from home than ever before, technology and staying ‘connected’ has become much more prominent, leaving our homes and families considerably more exposed to inherent cyber risks that most of us haven’t faced before.

The number of internet-connected devices per Australian household is also growing rapidly. In 2021, there was an average of 20.5 devices per household. By 2025, that number is forecast to reach 33.8, representing a 165% growth rate.

In an age where technology permeates every aspect of our lives, the need for Personal Cyber Insurance in Australia has never been more critical.

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Our Partnership With Emergence Insurance

To help combat the ongoing threat of cyber attacks to personal devices, Midland has partnered with award-winning cyber underwriter, Emergence Insurance, to offer a stand-alone Personal Cyber Insurance policy.

You can now conveniently get a quote and/or purchase the policy online by clicking the button below.

Personal Cyber Protection Insurance
Midland and emergence personal cyber insurance partnership

Coverage Included in Our Personal Cyber Insurance Policy

The Midland/Emergence Personal Cyber Insurance policy is about more than the bits and bytes in your laptop, tablets and smart devices. It covers you, your family, your identity, your reputation, your money and your time (wage replacement) when a cyber event occurs. The Midland/Emergence Personal Cyber Insurance Protection policy includes cover for:

Cyber Events:

  • Malware
  • Viruses
  • Cyber espionage
  • Denial of service attacks
  • Cyber theft
  • Identity theft, and more

Cyber Event Response Costs:

  • Credit and identity monitoring
  • Cyber extortion (ransomware)
  • Data restoration costs
  • Data securing costs
  • Legal costs

Social Media Attacks:

  • Cyberbullying
  • Cyberstalking
  • Cyber harrassment

Who Can Benefit the Most From a Personal Cyber Insurance Policy?

Personal Cyber Insurance is indispensable for anyone who values their digital privacy and financial security. However, it can be especially advantageous for:

Families
Families-icon

Protect your loved ones from online threats, particularly if you have children who are active internet users.

Wealthy Individuals

Safeguard your wealth and reputation against cyberattacks targeting your financial assets.

Business Owners
business-owner

Personal Cyber Insurance can complement your business cybersecurity measures, ensuring comprehensive protection for all aspects of your digital life.

Frequent Travellers
Frequent-Traveller

Medical records are digitised, making healthcare vulnerable. Our policy mitigates financial and reputational damage from breaches.

Get Your Personal Cyber Insurance Quote Today

As technology continues to infiltrate our lives, protecting yourself and your family against cyber risks has never been more important. Take the time and make the effort: diligence makes a difference. And for extra peace of mind, make Personal Cyber Protection Insurance part of your household’s cyber risk mitigation and recovery strategy.

Contact us today to discuss your Personal Cyber Insurance needs and secure your digital future. Either fill out the 'Request A Quote' form on this page and one of our brokers will be in touch, or just give us a call on 1300 306 571.

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Beau Runnalls

Beau Runnalls

Senior Insurance Broker

Beau is a senior insurance broker at Midland with seven years of industry experience supporting businesses across Australia. He works across a broad range of sectors, with particular expertise in earthmoving, heavy equipment, trades, and the winery industry.

Known for his attention to detail and measured approach, Beau focuses on delivering insurance solutions that are clear, practical, and free from unnecessary complexity. He remains actively engaged in professional development, ensuring his advice reflects current industry standards and best practice.

Beau places strong value on collaboration and long-term client relationships. Outside of work, he enjoys golf and football, reflecting his team-oriented mindset and active approach both professionally and personally.

Alex Petkovic

Alex Petkovic

Senior Insurance Broker  |  Development & Service

With 27 years of experience in the insurance industry, Alex is a senior broker at Midland, recognised for his depth of knowledge, attention to detail, and straightforward approach. While he works across a broad range of businesses, he has a particular focus on clients in the construction and building sectors.

Committed to keeping insurance clear and practical, Alex places a strong emphasis on honesty and client-first advice. He remains actively engaged with industry developments through ongoing professional development and research, and is also a natural mentor, regularly supporting and guiding emerging brokers within the team.

Joshua-Kerr

Joshua Kerr

National Sales Manager

Joshua is Midland’s National Sales Manager, with more than two decades of experience in the insurance industry. His expertise spans a wide range of insurance solutions, with particular depth in the winery and brewery sectors.

Taking a considered, people-focused approach, Joshua works closely with clients to understand how their businesses operate and the risks they face, allowing him to deliver insurance solutions that are both practical and relevant. He is known for his ability to make complex insurance concepts clear and approachable.

Outside of work, Joshua has a strong connection to community, having spent several years coaching junior basketball and serving as Vice President of a children’s basketball club. Staying closely attuned to industry developments, he is committed to helping clients make informed insurance decisions that support their long-term success.

Justin-Lane

Justin Lane

Director

Justin is a Director at Midland and has been part of the business since 2003. With more than two decades of experience, he works closely with small businesses across Australia, helping them secure insurance solutions that genuinely reflect the way they operate.

Known for his practical, solution-focused approach, Justin places strong emphasis on clarity, reliability, and long-term client relationships. His depth of industry knowledge and consistent, hands-on service have seen him become a trusted adviser to many business owners over time.

Damien Lane

Director

Since 2001, Damien has been central to Midland’s evolution, bringing more than two decades of industry experience and a strong commitment to client-focused service. His expertise spans a wide range of sectors, with recognised depth in the brewery and distillery space.

Working with independent brewers across Australia, Damien helps clients navigate complex operational risks with practical, grounded advice. He is known for his industry knowledge, clear communication, and ability to build enduring client relationships.

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