Every business faces different risks, from cyber threats and project delays to staff injuries or property loss. At Midland, we help you build the right insurance package to keep your operations moving, no matter what happens.
Explore our full range of business insurance options - from public liability and professional indemnity to management liability, cyber, and tax audit cover. Each policy is tailored by Midland’s specialist brokers to fit your industry and your level of risk.
Comprehensive protection designed for small business owners - covering your assets, liability, and day-to-day operations in one flexible package.
Covers lost income and ongoing expenses if your business is forced to close or slow down due to an insured event.
Protection for builders, tradies, and contractors - covering projects against accidental damage, theft, or natural disasters.
Protects your business from data breaches, ransomware, and cyber-attacks - including recovery costs and legal expenses.
Protects you and your family from online identity theft, hacking, and cyber extortion - because digital risks don’t stop at work.
Financial protection for directors, officers, and senior managers against claims of mismanagement, negligence, or breach of duty.
Covers your business and its key people against management-related claims - including unfair dismissal, misconduct, or breaches of regulation.
Protects your goods and equipment while being transported across land, air, or sea - from pick-up to final delivery.
Income protection if you can’t work due to injury or illness - ensuring financial stability while you recover.
Covers valuable personal items - from your home and contents to vehicles and possessions - against theft, loss, or damage.
Essential cover for professionals providing advice or services - protects against claims of error, negligence, or breach of duty.
Protects your business from claims of injury or property damage caused by your work, services, or products.
Covers shared property, building structures, and common areas for residential or commercial strata developments.
Covers professional fees from accountants or advisors if your business or personal finances are audited by the ATO.
Every business is different. It depends on factors like your industry, whether you employ staff, and the risks you face daily.
Start with our Insurance Quiz to identify the key risks for your business. Then chat with one of our brokers who can help you find the right mix of covers for your situation.
A broker helps you understand the covers your business actually needs, compares options from multiple insurers, and ensures there are no gaps or overlaps in your protection. They also assist with claims and help tailor a program that fits the way your business operates, saving you time, money and stress.
Absolutely. We’ll tailor a package that combines essential and recommended policies, so you only pay for what you need.
Public Liability covers injury or property damage caused by your business activities or products. Professional Indemnity protects against financial loss to others caused by your professional advice, design, or service.
If something goes wrong, contact us first. Our in-house claims team will guide you through the process, liaise with the insurer, and work to achieve a fair and efficient outcome.
Yes. We can arrange short-term or project-specific policies, especially for builders, designers, and contractors.
Premiums depend on factors like your industry, turnover, number of employees, claims history, and the limits or excesses you choose. We’ll compare options to find competitive terms for your business.
Absolutely. Small businesses are often the target of cyber attacks because they store valuable client data and may have limited security. Cyber cover can help with recovery costs, data breaches, and business interruption.
Take our quick quiz to discover which covers are essential and which are recommended for your business. It only takes 60 seconds.
If you’d like tailored advice or want to review your insurance cover, our brokers are here to help. Contact your local Midland office to speak with an expert who understands your risks and can recommend the right protection - without the jargon.
Our offices are open 8:30am to 5:00pm, Monday to Friday. If you have questions or need assistance, we’re only a phone call away.

