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Side hustles & home insurance
Sunday, September 18th, 2022
Key points: Running a business or side-hustle from home is more popular than ever, but it can put your home & contents policy at risk of being cancelled. Any home business that deals with clients entering the premises are at the highest risk. Inform your insurer or broker of any business activity run from home, […]
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Commercial drone use. Are you covered?
Thursday, September 8th, 2022
The commercial drone industry is becoming more and more a part of life for so many Australian businesses. And it’s no surprise really, with many considering Australia as one of the pioneers in drone usage & regulations, infrastructure, and innovation. Additionally, the economic impact of drones in Australia is expected to reach $14.5 billion by […]
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2022 Inflation and Small Businesses
Wednesday, June 29th, 2022
The re-opening of the economy held a promise for businesses greatly affected by the pandemic on their way to recovery. The first quarter of 2022 saw the emergence of a new Covid-19 variant, but there was little to no economic spillover. The labour market beat expectations, and supply chain and logistics disruptions have eased. As […]
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Brewery Insurance Fact Sheet
Saturday, June 25th, 2022
This fact sheet provides some simple facts about insurance for breweries, things to think about when starting a new brewery and how they’ll impact your insurance premium. WHAT IS INSURANCE? Insurance works to protect you, your family, and the life you lead. A simple way to look at insurance is if a group of people […]
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Australian construction companies and risk.
Tuesday, June 21st, 2022
According to the Australian Industry and Skills Committee, the construction sector in Australia is valued at $360 billion in revenue. The industry is responsible for 9% of the country's gross domestic product, with a projected annual growth rate of 2.4% in the next half-decade. However, the construction industry is facing many challenges and uncertainties following […]
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Is your business underinsured?
Tuesday, May 17th, 2022
After hearing Adam Pinkard's impassioned speech at the Australian Distillery Conference earlier this month about "The impact of fire on and recovery to your business", we thought we'd further emphasise his point on the importance of "underinsurance". But first, what is underinsurance? Underinsurance happens when you've taken out insufficient insurance to cover the replacement value […]
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Understanding Underinsurance.
Sunday, March 20th, 2022
Why it’s important to correctly value your home & contents insurance to avoid being caught underinsured. Key takeaways: Underinsurance is when you insure your home or contents for less than it’s worth – putting you at serious financial risk Regularly review the ‘sums insured’ of your property, especially if you expand/change locations or purchase new […]
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Caravan Industry. Now's the time to review your insurance policy.
Friday, February 4th, 2022
With caravan and camper-trailer sales at an all-time high, now's the time to make sure your insurance policy is suited to your increase in production and business operations.      After 18 months of rolling lockdowns and closed international borders, the coronavirus pandemic has created a shift in the age of people interested in buying […]
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Important update for Management Liability policy holders in VIC
Thursday, October 28th, 2021
In late September, the Victorian Government passed legislation that prohibits contracts which insure or indemnify a person against paying fines under workplace safety laws. Basically, before this new legislation, if you were fined as an employer due to a breach in workplace health & safety laws, your Management Liability insurance policy would have covered you. […]
Midland Insurance Brokers Australia Pty Ltd
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Gary Perera

Senior Insurance Broker

With 35 years’ experience in the insurance industry, Gary is a Senior Insurance Broker at Midland with extensive knowledge across a wide range of business sectors. He specialises in insurance for breweries, distilleries, cafés, restaurants, and manufacturing businesses, bringing a depth of practical insight to every client engagement.

Known for his thorough and considered approach, Gary takes the time to understand how each business operates before delivering clear, tailored insurance solutions. A committed professional, he has completed numerous industry qualifications and is a proud member of ANZIIF, maintaining his expertise through ongoing education and regular engagement with industry developments.

Outside of work, Gary is an avid sports enthusiast who enjoys running, football, and cricket. He remains driven by a simple principle: continuous improvement and delivering the highest standard of advice to his clients.

Angus Matheson

Angus Matheson

Senior Insurance Broker

With more than 21 years’ experience in the insurance industry, Angus is a Senior Insurance Broker specialising in Road Freight Transport insurance. He is recognised for his deep understanding of the transport sector and his ability to deliver tailored risk solutions that address the operational and commercial challenges faced by transport businesses.

Angus takes an empathetic, client-first approach, investing the time to understand each business, its priorities, and its risk profile before providing advice. A committed professional, he holds accreditations with NIBA, ANZIIF, CIP, and QPIB, and remains actively engaged with industry developments through ongoing education and professional involvement. His focus is on delivering reliable protection that supports business continuity and long-term confidence.

Sarah Grose

Sarah Grose

Senior Insurance Broker

With more than 17 years’ experience in the insurance industry -including 16 years with Midland - Sarah brings deep expertise and a genuine commitment to helping clients protect what matters most. Having held a range of roles across the business, including management positions, she has a well-rounded understanding of both client needs and the broader insurance landscape.

Sarah specialises in small to medium-sized business insurance, with particular expertise in the film and television sector, self-storage, and, more recently, breweries and distilleries. Her approach is focused on making insurance clear, practical, and tailored to each client’s circumstances. Known for her approachable and solution-focused style, Sarah builds long-term relationships grounded in trust, reliability, and understanding.

She holds a Diploma of Insurance Broking and remains actively engaged in ongoing professional development to ensure her advice stays current and relevant.

Andrew Woff

Andrew Woff

Senior Insurance Broker

With close to 20 years’ experience in the insurance industry, Andrew is a Senior Insurance Broker at Midland specialising in heavy vehicle and equipment insurance, as well as cover for breweries and distilleries. He is particularly well regarded for his ability to secure tailored, cost-effective solutions for assets involving motors, wheels, or tracks, alongside his strong understanding of the risks unique to alcohol production businesses.

Andrew works with a wide range of clients, from sole traders through to large-scale operations, and is known for his clear communication, flexible approach, and commitment to personalised service. A QPIB-accredited broker and member of NIBA, he maintains high professional standards and remains focused on delivering practical, well-considered advice.

Outside the office, Andrew is a proud father of three and an active community volunteer. His interests in music, electronics, mechanics, and brewing reflect the same curiosity and hands-on mindset he brings to his professional work.

Scott McMurtrie

Scott McMurtrie

Senior Insurance Broker

Scott is a Senior Insurance Broker with over 12 years’ experience supporting Australian small and medium-sized businesses. He specialises in tailored insurance solutions across the Film & Entertainment, Transport, and Manufacturing sectors, delivering advice that reflects each client’s specific risks and operations.

With a strong focus on understanding how businesses work in practice, Scott provides clear, relevant cover recommendations backed by ongoing professional development and industry engagement.

Outside the office, he enjoys AFL, soccer, and music, and values building long-term client relationships founded on trust and reliability.

Beau Runnalls

Beau Runnalls

Senior Insurance Broker

Beau is a senior insurance broker at Midland with seven years of industry experience supporting businesses across Australia. He works across a broad range of sectors, with particular expertise in earthmoving, heavy equipment, trades, and the winery industry.

Known for his attention to detail and measured approach, Beau focuses on delivering insurance solutions that are clear, practical, and free from unnecessary complexity. He remains actively engaged in professional development, ensuring his advice reflects current industry standards and best practice.

Beau places strong value on collaboration and long-term client relationships. Outside of work, he enjoys golf and football, reflecting his team-oriented mindset and active approach both professionally and personally.

Alex Petkovic

Alex Petkovic

Senior Insurance Broker  |  Development & Service

With 27 years of experience in the insurance industry, Alex is a senior broker at Midland, recognised for his depth of knowledge, attention to detail, and straightforward approach. While he works across a broad range of businesses, he has a particular focus on clients in the construction and building sectors.

Committed to keeping insurance clear and practical, Alex places a strong emphasis on honesty and client-first advice. He remains actively engaged with industry developments through ongoing professional development and research, and is also a natural mentor, regularly supporting and guiding emerging brokers within the team.

Joshua-Kerr

Joshua Kerr

National Sales Manager

Joshua is Midland’s National Sales Manager, with more than two decades of experience in the insurance industry. His expertise spans a wide range of insurance solutions, with particular depth in the winery and brewery sectors.

Taking a considered, people-focused approach, Joshua works closely with clients to understand how their businesses operate and the risks they face, allowing him to deliver insurance solutions that are both practical and relevant. He is known for his ability to make complex insurance concepts clear and approachable.

Outside of work, Joshua has a strong connection to community, having spent several years coaching junior basketball and serving as Vice President of a children’s basketball club. Staying closely attuned to industry developments, he is committed to helping clients make informed insurance decisions that support their long-term success.

Justin-Lane

Justin Lane

Director

Justin is a Director at Midland and has been part of the business since 2003. With more than two decades of experience, he works closely with small businesses across Australia, helping them secure insurance solutions that genuinely reflect the way they operate.

Known for his practical, solution-focused approach, Justin places strong emphasis on clarity, reliability, and long-term client relationships. His depth of industry knowledge and consistent, hands-on service have seen him become a trusted adviser to many business owners over time.

Damien Lane

Director

Since 2001, Damien has been central to Midland’s evolution, bringing more than two decades of industry experience and a strong commitment to client-focused service. His expertise spans a wide range of sectors, with recognised depth in the brewery and distillery space.

Working with independent brewers across Australia, Damien helps clients navigate complex operational risks with practical, grounded advice. He is known for his industry knowledge, clear communication, and ability to build enduring client relationships.

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