At Midland, we combine deep industry knowledge with broad small-business experience to help you understand your risks and choose the right protection. Whether you're growing, evolving or well established, we’ll build an insurance program that reflects how you actually work - clearly, practically and without confusing jargon.
Below are the industries where we have deep experience and dedicated brokers. For each sector, we understand the contracts, regulatory requirements, and everyday risks - so your cover is built around how you actually operate.
Specialised cover for breweries and cideries, with programs tailored to your equipment, production risks, stock and taproom operations.
Insurance designed for the unique risks of distilling, including fire exposure, ageing stock, equipment and cellar-door operations.
Insurance for courier and taxi truck operators over 2 tonnes, including group schemes that meet the General Carriers Contract Determination.
Tailored cover for productions of all sizes, protecting cast, crew, equipment, locations and your production obligations.
Customised insurance for fitout and shopfitting projects, covering tools, contract works, on-site risks and design responsibilities.
Industry-specific cover for landscapers and horticultural businesses, including equipment, vehicles, public liability and professional advice.
Flexible insurance for professional photographers, covering cameras, lenses, editing gear, liability and income protection for a wide range of shooting environments.
Tailored insurance for self storage businesses, covering buildings, liability, burglary risks and business interruption.
Customised cover for transport and logistics operators, including fleet, warehousing, transit risks and contractual exposures.
Comprehensive protection for wineries and vineyards, including vines, equipment, stock, weather risks and cellar-door operations.
Every business is different. It depends on factors like your industry, whether you employ staff, and the risks you face daily.
Start with our Insurance Quiz to identify the key risks for your business. Then chat with one of our brokers who can help you find the right mix of covers for your situation.
Specialist brokers understand the contracts, regulations, and real-world risks in your sector. That means we can spot gaps, negotiate better wording, and recommend covers that match how you actually operate - not just a generic package.
Absolutely. We’ll tailor a package that combines essential and recommended policies, so you only pay for what you need.
Public Liability covers injury or property damage caused by your business activities or products. Professional Indemnity protects against financial loss to others caused by your professional advice, design, or service.
If something goes wrong, contact us first. Our in-house claims team will guide you through the process, liaise with the insurer, and work to achieve a fair and efficient outcome.
Yes. We can arrange short-term or project-specific policies, especially for builders, designers, and contractors.
Premiums depend on factors like your industry, turnover, number of employees, claims history, and the limits or excesses you choose. We’ll compare options to find competitive terms for your business.
Absolutely. Small businesses are often the target of cyber attacks because they store valuable client data and may have limited security. Cyber cover can help with recovery costs, data breaches, and business interruption.
Take our quick insurance quiz to identify the key covers for your business. It only takes around 60 seconds and gives you a list of essential and recommended policies to discuss with a Midland broker.
If you’d like tailored advice or want to review your insurance cover, our brokers are here to help. Contact your local Midland office to speak with an expert who understands your risks and can recommend the right protection - without the jargon.

